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Help for Single Mothers in OHIO

OHIO

Find out how much assistance your family may receive in Ohio, based on your income.

Based on current program guidelines, these benefit amounts are estimates of what a single-mother family of three with no income can expect to receive in Ohio.

For example, a single mother of three in Ohio with no income may receive about $608 in cash aid, $785 in food benefits, and $811 in utility support, plus child care assistance and Medicaid coverage.

CASH$608
FOOD$785
SUMMER EBT$240
WIC $52
LIHEAP$811
CHILD CARE
MEDICAID

This is an unofficial benefits estimator and not an application. No personal data is collected or stored. Actual amounts may vary based on individual circumstances, location, eligibility criteria, and recent data updates at the time of application.

Ohio Works First (OWF)

Ohio Works First (OWF) is the financial assistance portion of Ohio’s TANF program. OWF was established to provide time-limited cash assistance to eligible, needy families.

OWF cash benefit is limited to 36 months for families with minor children or pregnant women. For “child only” cases there is no time limit.

Eligibility is limited to needy families earning at or below 50% of the federal poverty level. For a family of three, that’s just $1,110 per month.

How much is cash assistance will I get in Ohio?

Currently, the OWF benefit for a family of three with little or no income is $608. The table below shows the maximum payment schedules for Ohio’s OWF program.

Household SizePayment
1$363
2$495
3$608
4$749
5$877
6$976
7$1,091
8$1,210
The amounts shown represent the maximum monthly cash benefits available to families with no countable income. Actual payments may vary based on a family’s income and other eligibility factors.

How do I apply for cash assistance in Ohio?

You may apply for Ohio Works First online by going to Ohio Benefits  or by filling out the application form 1 and submitting it to your county agency .

Ohio Food Assistance Program

Ohio Food Assistance Program or known nationally as the Supplemental Nutrition Assistance Program (SNAP), helps eligible low-income families stretch their food budgets and buy healthy food.

Families qualify for benefits if their household’s gross monthly income is at or below 130% of the federal poverty guidelines or about $2,887 a month for a family of three.

Household Size100%130%
1$1,304$1,695
2$1,763$2,291
3$2,221$2,887
4$2,679$3,483
5$3,138$4,079
6$3,596$4,675
7$4,054$5,270
8$4,513$5,866
Effective October 1, 2025, through September 30, 2026. Gross income limit applies to most households, except when at least one member is age 60 or older or receives disability income; in these cases, only the net income test applies.

How much is SNAP benefits in Ohio?

Benefits may vary depending on a variety of factors, including the household’s size and income. For example, a family of three with no income may receive up to $785 in monthly SNAP benefits.

How do I apply for SNAP in Ohio?

Applications for Ohio Food Assistance Program (FAP) can be made online at Ohio Benefits  or in person at your county JFS office .

Ohio Special Program for Women, Infants, and Children (WIC)

Ohio WIC helps income eligible pregnant and breastfeeding women, new mothers, infants, and children up to age 5 who are at health risk due to inadequate nutrition.

To be fully eligible for the program, applicants must be determined by a health professional to be “at nutritional risk” and have incomes within the Ohio’s WIC income guidelines .

What is the income limit for WIC in Ohio?

WIC is open to Ohio families with a household income less than or equal to 185% of the poverty level. That’s about $4,109 a month for a family of three.

Household SizeANNUAL LIMITMONTLY LIMIT
1$28,953$2,413
2$39,128$3,261
3$49,303$4,109
4$59,478$4,956
5$69,653$5,804
6$79,828$6,652
7$90,003$7,500
8$100,178$8,348
The income limits are presented as dollar amounts derived from a percentage of the Federal Poverty Level (FPL) for each household size in 2025.

How do I apply for WIC in Ohio?

WIC clinics are located in all 88 Ohio counties. To find a WIC clinic near you, please click here  or call (800) 755-4769 for assistance.

Ohio Medicaid

Ohio Medicaid is a public program that offers comprehensive health coverage to eligible low-income Ohioans, including families and children, pregnant women, older adults, and people with disabilities.

Those who qualify gain access to essential services such as doctor visits, prescription medications, hospital care, vision and dental services, immunizations, mental health care, and more.

Coverage is provided at no cost to individuals who meet the income guidelines . However, some services may require a co-payment, generally about $4 for most office visits and prescriptions.

What is the income threshold for Medicaid in Ohio?

As Ohio is expanding Medicaid coverage, Medicaid is now available to all adults age between 19—64 with income up to 138% of the federal poverty level, or about $3,065 a month for a family of three.

ohio Medicaid156% 205% 138%
1$2,035$2,674$1,800
2$2,750$3,613$2,432
3$3,465$4,553$3,065
4$4,180$5,492$3,697
5$4,895$6,432$4,330
6$5,610$7,371$4,962
7$6,325$8,311$5,595
8$7,040$9,251$6,227
A 5% disregard based on the federal poverty level (FPL) for the household size is applied and is reflected in the amounts shown above.

How do I apply for Medicaid in Ohio?

Apply online at Ohio Benefits  which is the official portal for Ohio residents to apply for Medicaid. If you need help with the online application you can call

Ohio Medicaid Consumer Hotline
(800) 324-8680

Ohio Healthy Start (CHIP)

Healthy Start (also called CHIP) provides health care coverage for children from birth through age 18 and pregnant women who qualify based on income.

Healthy Start is open to uninsured children from families whose household income is 211% or less of the federal poverty level (FPL) or 205% or less for pregnant women.

For most families, it is free. For families who qualify under higher income bracket, co-payments typically range from $3 to $5.

What is the income limit for Ohio Healthy Start?

Household Size211%
1$2,752
2$3,719
3$4,686
4$5,653
5$6,620
6$7,587
7$8,554
8$9,521
A 5% disregard based on the federal poverty level (FPL) for the household size is applied and is reflected in the amounts shown above.

Ohio Healthy Families

Healthy Families  is a separate Medicaid program available to families with incomes up to 90% of the federal poverty level and a child younger than age 19.

Healthy Start primarily covers pregnant women and children (birth to age 19) from low-to-moderate income families, while Healthy Families extends that free health coverage to the entire family, including parents.

What is the income limit for Ohio Healthy Families?

Household SizeIncome Limit
1$1,174
2$1,586
3$1,999
4$2,411
5$2,824
6$3,236
7$3,649
8$4,061
The income limits are presented as dollar amounts derived from a percentage of the Federal Poverty Level (FPL) for each household size in 2025.

Both Healthy Start and Healthy Families can be applied for via the unified Ohio Benefits  portal or in person at the county JFS office .

Ohio Medicaid Consumer Hotline
(800) 324-8680

Ohio Publicly Funded Child Care

Ohio’s Publicly Funded Child Care (PFCC) is the state subsidy program targeted at low-income families who need help paying for child care.

PFCC provides assistance with payment for child care on a sliding fee basis for eligible parents while they work, attend school, or take part in job training.

The program pays for part of the child care costs, and the parent co-pays for a portion based on their income, family size and the number of children in care.

What is the income limit for child care assistance in Ohio?

A family in Ohio is considered “income eligible ” when the total gross monthly income is at or below 145% of the federal poverty level at the time of initial application, or higher if the parent has a child with special needs.

Household Size145% FPL145% FPL
2$2,556$2,556
3$3,220$3,220
4$3,885$3,885
5$4,549$4,549
6$5,214$5,214
7$5,879$5,879
8$6,543$6,543
The income limits are presented as dollar amounts derived from a percentage of either the Federal Poverty Level (FPL) or the State Median Income (SMI) for 2025.

How do I apply for child care assistance in Ohio?

Families whose income does not exceed 145% of the federal poverty level may apply for child care assistance online through Ohio Benefits Self-Service Portal .

Family and Customer Support Center
(877) 302-2347

Ohio Child Care Choice Program Voucher

Parents whose income is above the eligibility threshold for the state’s Publicly Funded Child Care (PFCC) program may be considered for the Child Care Choice Program Voucher.

Eligibility is limited to households whose income falls between 146% and 200% of the federal poverty level at the time of application, or higher if the parent has a child with special needs.

Household Size146% 200%
1$1,904$2,608
2$2,573$3,525
3$3,242$4,442
4$3,912$5,358
5$4,581$6,275
6$5,250$7,192
7$5,919$8,108
8$6,588$9,025
The income limits are presented as dollar amounts derived from a percentage of the Federal Poverty Level (FPL) for each household size in 2025.

To be considered for the Child Care Choice Program, apply through Ohio Benefits Self-Service Portal  or submit the paper application to your local County department of Job and Family Services (CDJFS).

Family and Customer Support Center
(877) 302-2347

Ohio Summer Food Service

Ohio’s Summer Food Service Program, now called SUN Meals! is a federally funded program that provides free nutritious meals to children living in low-income areas throughout Ohio. The program operates throughout the summer months (Jun – Aug) when they are out of school.

All children ages 1 through 18 are eligible to receive free meals during the summer months at participating program sites. No applications are necessary and no registration is required.

For more information about Summer Food Service Program or to find a Sun Meal! site near you call (866) 3-HUNGRY (348-6479).

Ohio Home Energy Assistance Program (HEAP)

Ohio’s Home Energy Assistance Program (HEAP) helps income eligible Ohioans pay their heating bills. The HEAP program provides a credit once per winter heating season towards a household’s primary heating source. 2

Ohio offers several other energy assistance programs, including:

Summer Crisis Program

One-time help  with summer utility bills, air-conditioner repairs, or fan purchases for eligible seniors or medically vulnerable residents.

Winter Crisis Program

One-time assistance to prevent or resolve utility disconnection or low fuel levels during winter.

Percentage of Income Payment Plan

Year-round bill management where eligible households pay a set percentage of their income  for gas or electricity.

Weathearization

Helps eligible residents improve home energy efficiency to reduce ongoing utility costs.

What is the income limit for HEAP in Ohio?

Ohioans with a household income at or below 175% of the federal poverty level, are eligible for the program. For example, a three-person household in Ohio with a monthly income of $3,886 or less might qualify for LIHEAP.

Household SizeIncome Limit
1$2,282
2$3,084
3$3,886
4$4,689
5$5,491
6$6,293
7$7,095
8$7,897
LIHEAP Income Guidelines for FY25, which is October 1, 2025 through September 30, 2026.

How much is the HEAP benefit in Ohio?

HEAP benefits range from $41 to $811, depending on household income and energy costs. Priority is given to households with the highest needs or home energy costs in relation to their income.

Can I apply for HEAP online in Ohio?

You can submit your application online at energyhelp.ohio.gov  along with a copy of your most recent utility bills. For additional information about Ohio HEAP, please call HEAP toll-free at (800) 282-0880 to be directed to your local HEAP provider.

If you have received a disconnect notice, you should immediately contact your local HEAP provider for help applying for Emergency HEAP.

Ohio Low-Income Household Water Assistance Program (LIHWAP)

NOTICE: Funding is no longer available for LIHWAP. Households may not receive LIHWAP benefits at this time.

Ohio LIHWAP is a temporary emergency program designed to help low-income households and families who have fallen behind on their water and wastewater bills.

Eligible households with income at or below 150% of the federal poverty guidelines are eligible for LIHWAP assistance, about $3,331 per month for a family of three to qualify.

Household SizeIncome Limit
1$1,956
2$2,644
3$3,331
4$4,019
5$4,706
6$5,394
7$6,081
8$6,769
The income limits are presented as dollar amounts derived from a percentage of the Federal Poverty Level (FPL) for each household size in 2025.

How do I get help paying my water bill in Ohio?

If you are in danger of falling behind on your water bills and need help, you may submit your application online  and contact your local Energy Assistance Provider to complete your application.

Ohio Unemployment Insurance

Ohio Unemployment Insurance is a “wage replacement” program that helps workers who are unemployed through no fault of their own. It provides temporary financial help to qualified individuals based on their previous earnings, while they are looking for a new job.

To qualify for unemployment benefits in Ohio, you must have earned a minimum amount of wages in a recent ‘base period  and must have:

  1. worked at least 20 weeks in covered employment in the first four calendar quarters out of the last five, and
  2. earned at least $338 per week during the base period.

How much is unemployment insurance in Ohio?

In Ohio, your weekly benefit amount is computed at ½ of your average weekly earnings during your base period, up to a cap that is determined by the number of your dependents. 3

Household SizeWEEKLY BENEFIT
0$583
1 or 2$707
3 or more$787

To maintain your unemployment benefits, you are required to register with OhioMeansJobs  and actively seek suitable employment each week that you are collecting benefits.

How do I file for unemployment in Ohio?

You may apply for UI benefits either electronically  or by phone at (877) OHIOJOB (644-6562) toll-free, Monday through Friday (except holidays) from 8 a.m. to 5 p.m.

Ohio College Opportunity Grant (OCOG)

Ohio College Opportunity Grant (OCOG) program provides grant money to Ohio students who demonstrate the highest levels of financial need with an Student Aid Index (SAI) of $3,750 or less.

Award amounts may vary based on student’s enrollment status and the type of institution the student is attending. Use these calculators  to determine OCOG refund and eligibility amounts.

Enrollment StatusAward Amount
Full-time students (12+ credit hours)$4,000
Three-quarter-time students (9-11 credit hours)$3,000
Half-time students (6-8 credit hours)$2,000
Quarter-time students (1-5 credit hours)$1,000

Students may apply for OCOG by completing the Free Application for Federal Student Aid (FAFSA). The application deadline is October 1 each year.

Ohio Earned Income Credit

Ohio is one of 31 states with an Earned Income Tax Credit (EITC), set at 30% of the federal credit. However, it provides limited support to the state’s poorest working families at tax time. 4

That’s because Ohio’s EITC is nonrefundable. Without refundability, the credit offers little value  to families with very low incomes who owe little or no income tax.

How much is Ohio Earned Income Credit?

NO. OF CHILDEITC
0$195
1$1,298
2$2,146
3 or more$2,414

In addition, Ohio’s version of the EITC is limited to half of the income tax owed on income above $20,000, above which your EIC will be based on your federal EITC.

To claim an EITC, you must file a federal tax return, IRS Form 1040. If you have a qualifying child, be sure to attach a Schedule EIC.

Footnotes

  1. Request for Cash, Food and Medical Assistance (JFS 7200)

  2. Families who live in federally subsidized housing where the heat is included in the rent are not eligible for HEAP.

  3. Ohio.gov . How UI Benefits are Calculated

  4. On April 8, 2019, Ohio Governor Mike DeWine (R) signed legislation to increase the state’s EITC from 10 to 30 percent of the federal credit and remove the income cap.

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