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STATEOklahoma
Help for Single Mothers in OKLAHOMA

OKLAHOMA

Find out how much assistance your family may receive in Oklahoma, based on your income.

Based on current program guidelines, these benefit amounts are estimates of what a single-mother family of three with no income can expect to receive in Oklahoma.

For example, a single mother of three in Oklahoma with no income may receive about $292 in cash aid, $785 in food benefits, and $500 in utility support, plus child care assistance and Medicaid coverage.

CASH$292
FOOD$785
WIC $52
LIHEAP$500
CHILD CARE
MEDICAID

This is an unofficial benefits estimator and not an application. No personal data is collected or stored. Actual amounts may vary based on individual circumstances, location, eligibility criteria, and recent data updates at the time of application.

Oklahoma Temporary Assistance for Needy Families (TANF)

Oklahoma TANF provides time-limited cash assistance to eligible families with children under the age of 18, helping them meet basic needs while working toward self-sufficiency.

The program’s purposes include:

  1. to provide temporary assistance to needy families;
  2. to end dependency of needy parents by offering job training and employment services to help parents find and keep their jobs.

As a condition of eligibility, all TANF recipients who aren’t exempt are required to participate in work related activities for a specified number of hours per week.

How much does TANF pay in Oklahoma?

The maximum monthly cash benefit for a family of three with no countable income may receive is $292. Actual benefit amounts may be lower depending on the family’s earned income.

Household SizePayment
1$180
2$225
3$292
4$361
5$422
6$482
7$544
8$598
The amounts shown represent the maximum monthly cash benefits available to families with no countable income. Actual payments may vary based on a family’s income and other eligibility factors.

How do I apply for TANF in Oklahoma?

To apply for TANF, submit a completed Form 08MP001 (Request for Benefits) to your local DHS Human Services Center , or apply online through OKDHSLive!  by creating an account if you do not already have one.

Oklahoma Department of Human Services
(866) 411-1877

Oklahoma Supplemental Nutrition Assistance Program (SNAP)

Oklahoma SNAP helps low-income Oklahomans of all ages improve their diets by providing monthly food and nutrition assistance at no cost.

Benefits range from a minimum of $298 per household member to a maximum of $785 for a family of three, depending on household size and income.

Household SizeSNAP Benefits
1$298
2$546
3$785
4$994
5$1,183
6$1,421
7$1,571
8$1,789
The actual SNAP benefit amounts are based on a household’s net income with a general rule that an increase of $100 in net income results in a reduction of $30 in benefits. Use our SNAP calculator to estimate the amount of benefits you can expect to receive.

If deemed eligible, you’ll receive your benefits through the “Access Oklahoma EBT” card on the same day of each month you are eligible.

How do I apply for SNAP in Oklahoma?

You can apply for SNAP and other programs at any DHS office. If you have ever had a DHS case number, you can apply online at OKDHSLive! 

Oklahoma Special Program for Women, Infants, and Children (WIC)

Oklahoma WIC is a supplemental nutrition program for pregnant and breastfeeding women, new mothers, infants, and children up to age 5 who are at nutritional risk.

The program provides monthly benefits for buying healthy foods to supplement their diet. Additional benefits include nutrition education, breastfeeding support, and referrals to healthcare and social services.

Applicants must meet the following criteria to be eligible for WIC:

  1. Live in Oklahoma.
  2. Be a pregnant, postpartum or breastfeeding woman, an infant or a child under 5 years old.
  3. Have a household income less than 185% of the federal poverty limit.
  4. Have a nutritional need or risk.

What is the income limit for WIC in Oklahoma?

WIC is open to Oklahoma families with a household income less than or equal to 185% of the poverty level. That’s about $4,109 per month for a family of three.

Household SizeANNUAL LIMITMONTLY LIMIT
1$28,953$2,413
2$39,128$3,261
3$49,303$4,109
4$59,478$4,956
5$69,653$5,804
6$79,828$6,652
7$90,003$7,500
8$100,178$8,348
The income limits are presented as dollar amounts derived from a percentage of the Federal Poverty Level (FPL) for each household size in 2025.

How do I apply for WIC in Oklahoma?

To apply for WIC in Oklahoma, use the online WIC enrollment request tool  to schedule your first WIC appointment. During this appointment, the staff will complete your eligibility determination and enrollment.

Oklahoma WIC Clinics 
(405) 426-8500

Oklahoma SoonerCare

SoonerCare, Oklahoma’s Medicaid program, provides health and long-term care coverage to eligible Oklahoma residents, including uninsured children under age 19, parents, and pregnant women.

SoonerCare provides free health coverage to those who meet the income guidelines; however, small copayments may apply for certain services, such as doctor visits, prescription drugs, and laboratory services.

Soon-to-be-Sooners are Oklahoma’s pregnancy-only benefits for women at 138% of the federal poverty level who are not enrolled in regular SoonerCare.

What is the income limit for SoonerCare Oklahoma?

As Oklahoma is expanding coverage, SoonerCare is now available to all adults age between age 19—64 with incomes up to 138% of the poverty level.

Children under age 19 and pregnant women may be eligible at higher income levels , up to 210% of the federal poverty level.

SoonerCare210% 210% 138%
1$2,739$2,739$1,800
2$3,701$3,701$2,432
3$4,664$4,664$3,065
4$5,626$5,626$3,697
5$6,589$6,589$4,330
6$7,551$7,551$4,962
7$8,514$8,514$5,595
8$9,476$9,476$6,227
A 5% disregard based on the federal poverty level (FPL) for the household size is applied and is reflected in the amounts shown above.

How do I apply for SoonerCare online?

If you want to apply for health insurance for yourself and eligible household members who live with you, you may apply online at apply.okhca.org .

You may also apply in person at your local OKDHS county office  where the OKDHS workers will assist you in applying for SoonerCare benefits.

Oklahoma Child Care Assistance Program

Oklahoma Child Care Assistance Program (CCAP) is available for children under age 13 or up to age 18 for children with special needs whose parent is either employed or enrolled in school.

The program pays for part of the child care costs, and the parent co-pays for a portion  based on their income, family size and the number of children in care.

What is the income limit for child care assistance in Oklahoma?

Families may qualify if their gross household income is equal to or less than $85% of the State Median Income (SMI). For a family of three, that’s about $5,589 per month.

Household Size85% SMI85% SMI
2$4,525$4,525
3$5,589$5,589
4$6,654$6,654
5$7,718$7,718
6$8,783$8,783
7$8,983$8,983
8$9,189$9,189
The income limits are presented as dollar amounts derived from a percentage of either the Federal Poverty Level (FPL) or the State Median Income (SMI) for 2025.

How do I apply for child care assistance in Oklahoma?

Parents and guardians applying for subsidy for the first time may apply in person, by email or online at OKDHSLive.org , and select Child Care from the Key Information list.

Oklahoma Pre-Kindergarten (Pre-K) Program

Oklahoma offers free, voluntary public pre-kindergarten to all 4-year-olds through its statewide Early Childhood Four-Year-Old Program. The program is offered tuition-free in every school district and is available to children regardless of family income.

By law, children must be at least four years old but younger than five years old on or before September 1 of the enrollment year.

Pre-K classes focus on:

  • Increasing language and vocabulary skills
  • Learning early literacy skills
  • Interacting with age-appropriate technology
  • Providing math and science experiences
  • Exploring the world around them
  • Promoting healthy habits
  • Following directions
  • Understanding rules and citizenship
  • Creating and maintaining friendships

How do I apply for Pre-K in Oklahoma?

To apply for Oklahoma Pre-K, you need to complete an online application through your local school district, providing documents like your child’s birth certificate, immunization records, and proof of residency.

Districts usually have Pre-K enrollment in February or March for the upcoming school year. For accurate enrollment dates, please reach out to your local school district.

Oklahoma Housing Choice Voucher Program

OHFA’s Housing Choice Voucher waiting list is currently closed to new applicants. The waiting list is closed due to a lack of funding.

Oklahoma Housing Choice Voucher Program, commonly called Section 8, is a federally funded State’s program which assists low income families in paying their rent and utilities. Eligible families will have part of their rent paid each month by the Oklahoma City Housing Authority.

Families determined eligible for the program will receive a Housing Choice Voucher to rent a unit of their choice within the Oklahoma City limits.

How do I apply for Section 8 in Oklahoma?

To apply for Section 8, you must register at portal.ochanet.org  with a login and password then follow the directions to complete the on-line pre-application process.

Eligible pre-applications received through the portal will be entered on the waiting list in the order received. When the voucher is issued, you have 60 days to locate a suitable unit.

Oklahoma Low Income Home Energy Assistance Program (LIHEAP)

Oklahoma LIHEAP provides eligible low-income Oklahoma households with winter heating bill assistance when utility bills are highest. The program also pays for summer cooling assistance during the summer months

LIHEAP is offered two times a year for winter heating and summer cooling, until the state runs out of money. Eligibility is based on a household’s total income, household size, dwelling type, and type of heating fuel, among others.

What is the income limit for LIHEAP in Oklahoma?

Oklahoma LIHEAP income limits are set at 130% of the federal poverty level, but the actual amount depends on how many people live in your household.

Household SizeIncome Limit
1$1,695
2$2,291
3$2,887
4$3,483
5$4,079
6$4,675
7$5,270
8$5,866
LIHEAP Income Guidelines for FY25, which is October 1, 2025 through September 30, 2026.

Energy Crisis Assistance Program (ECAP)

Energy Crisis Assistance Program (ECAP) is also available to provide help for families who have received utility cut-off notices. Energy crisis assistance for households with a life-threatening situation is accepted year round.

To be eligible for the program, a utility provider must verify that a household has an active cut-off notice on the day of applying for ECAP.

How do I apply for LIHEAP in Oklahoma?

During open enrollment you can apply online at OKDHSLive.org . If you do not have computer access, call (405) 522-5050 for assistance. You may be asked to provide some verification documents to determine eligibility for utility assistance.

Oklahoma Low Income Household Water Assistance Program (LIHWAP)

NOTICE: Funding is no longer available for LIHWAP. Households may not receive LIHWAP benefits at this time.

Oklahoma LIHWAP is a temporary emergency program designed to help low-income households and families who have fallen behind on their water and wastewater bills.

Oklahomans eligible for LIHWAP benefits will have a one-time credit applied to their water utilities account. Depending on the household’s income and water needs, that credit will be between $80 and $750 .

Twenty-two tribes in Oklahoma are also providing LIHWAP benefits, each with its own independent process for determining eligibility .

How can I get help with my water bill in Oklahoma?

If you are struggling to pay your water or wastewater bills, you can submit your application for LIHWAP through OKDHSLive.org  along with a copy of your most recent utility bill.

Oklahoma Unemployment Insurance

Oklahoma Unemployment Insurance (UI) is a program of social insurance that provides a temporary source of income for workers unemployed through no fault of their own.

To qualify for unemployment benefits, you must have earned a minimum amount of wages in a recent ‘base period  and must have:

  1. wages in at least two quarters of the base period,
  2. earned a total of at least $1,500 during the base period, and
  3. total base-period wages of at least 1.5 times the wages earned in your highest-paid quarter.

For example, if your highest-paid quarter was $2,000, your total base-period wages must be at least $3,000 ($2,000 × 1.5), and these wages must be earned in at least two quarters of the base period.

How much unemployment benefits can I get in Oklahoma?

Depending on how much you have earned in your base period, you may receive up to $539 per week for a maximum of 16 weeks of unemployment benefits per year.

As a condition of eligibility, you are also required to register for employment services at OKJobMatch.com within seven (7) days of filing your initial claim.

How do I file for unemployment online in Oklahoma?

You can apply by telephone or by using the Internet. To file over the Internet, just go to Oklahoma Internet Claim System  to file your claim for benefits.

To file by telephone, call (405) 525-1500 if you live within the metropolitan calling area of Oklahoma City or (800) 555-1554 if you live anywhere outside.

Oklahoma Tuition Aid Grants (OTAG)

Oklahoma Tuition Aid Grants (OTAG) is a grant offered by the Oklahoma State Regents for Higher Education to residents of Oklahoma who attend Oklahoma’s public and private colleges and universities.

The current maximum annual award is the lesser of 75 percent of enrollment costs or up to $1,500 for students attending public colleges, universities or career technology centers, and $2,000 for students attending eligible private colleges or universities.

Type of InstitutionAward Amount
Community colleges$1,500
Career technology centers$1,500
Regional universities$2,000
Research universities$3,000

Apply by completing the Free Application for Federal Student Aid (FAFSA), available through the financial aid office at the college you are planning to attend.

Oklahoma Promise

Oklahoma PROMISE allows students in the 8th through 10th grades whose parents earning less than $60,000  in income apply for free college tuition. A higher income limit will be applied for larger families.

The award amount is determined annually  by the Oklahoma State Regents — the amount of which depends upon the type of institution attended and the number of hours in which the student enrolls.

Applications for Oklahoma PROMISE is available online. For more information, call the Oklahoma State Regents for Higher Education’s information hotline at (800) 858-1840.

Oklahoma Single Parent Scholarship

Low-income single parents attending college in Oklahoma or Cleveland counties may be eligible to apply for Oklahoma Single Parent Scholarship.

Students are awarded $1,200 per semester, and must be the primary custodian for a minor child, take at least 12 hours per semester, maintain a GPA of 2.0 and be eligible to receive federal Pell Grant.

Applications and other information about the free scholarship are available at the OSPSP website, www.okspsp.org .

Oklahoma Earned Income Tax Credit

Oklahoma’s EITC is the little sister of the federal EITC — a tax credit designed to benefit low- and moderate-income working families and individuals.

The state of Oklahoma once allowed the EITC to be both non-refundable and refundable. However, for the 2016 filing year, Oklahoma’s EITC has been made non-refundable. In 2021, Oklahoma reversed this decision and restored refundability of the credit. 1

Qualifying taxpayers could now claim the credit to offset any taxes they owe, and use the credit to claim cash refund beyond their tax liability.

How much is Oklahoma Earned Income Credit?

NO. OF CHILDEITC
0$32
1$216
2$358
3 or more$402

Can I get a refund if I owe no tax in Oklahoma?

If your Oklahoma EITC is $402 and you owe $0 in state income tax, and you receive the full $402 as a refund as illustrated in the table below:

Sample CalculationAmount
Oklahoma EITC$402
Tax Owed$0
Refundable Credit$402

Footnotes

  1. Oklahoma Education Association. 2021 Oklahoma Legislative Guide .

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