Connecticut HUSKY

The Healthcare for UninSured Kids and Youth (HUSKY) is Connecticut’s public health insurance program for children under age 19 and low-income adults.

Depending on their income, some parents, relative caregivers, persons with disabilities, and pregnant women may also get HUSKY coverage.

HUSKY covers doctor visits, preventive care, hospital services, dental and vision care, and mental health services, along with other medically necessary benefits.

FAQ

How does HUSKY work in CT?

There are four HUSKY plans (HUSKY A—D) that together provide health care coverage to more than 950,000 Connecticut residents. ¹

HUSKY A

HUSKY A is an entitlement program, which means that Connecticut must make HUSKY coverage available to all eligible applicants.

HUSKY A covers parents and other caregivers whose income is up to 138% of the federal poverty level (FPL), as well as pregnant women.

The income limit for pregnant women is 263% FPL. HUSKY A provides coverage during pregnancy and up to 60 days postpartum.²

HUSKY B

HUSKY B covers children with incomes too high for HUSKY A. HUSKY B is also called the Children’s Health Insurance Program, or CHIP.

Band 1 is generally for families between 201% and 254% of the FPL, while Band 2 covers up to 323% of the FPL, with monthly premiums of $30 for one child or $50 for more.

Depending on specific income level, cost-sharing may apply. In general, co-payments are $10 for office visits for when a child gets sick and $5 for generic prescriptions.

HUSKY C

HUSKY C is for low income elderly residents, ages 65 or older, or who are aged 18 through 64 and who are blind, or disabled. It is also known as Medicaid for the “Aged, Blind or Disabled”.

HUSKY C has the fewest members and the lowest income limit, but it represents the largest chunk of Medicaid costs. ³

HUSKY D

Connecticut residents aged 19 through 64, who do not qualify for HUSKY A; and who are not pregnant, may qualify for HUSKY D, commonly known as Medicaid for Low-Income Adults.

As Connecticut is expanding Medicaid, the maximum income level to qualify for this part of Medicaid (HUSKY D) rose from about 56% to 138% of the federal poverty level.

What is the income limit for HUSKY in CT?

As of October 1, 2024, Connecticut lowered the income eligibility limit for Husky A for Parents and Caregivers from 160% to 138% of the federal poverty level.⁴

Families whose income is above the limit for Medicaid but falls between 138% and 175% of the poverty level may qualify for a zero-premium, no cost-share coverage plan under Covered Connecticut.

Like HUSKY A, this program offers $0 premiums and $0 out-of-pocket costs (no co-pays or deductibles) for eligible members.

How do I apply for HUSKY in CT?

You can apply for HUSKY A, B, or D in any of the following ways:

• Online: Visit Access Health CT and select “Get Health Coverage”.
  Access Health CT uses a single application to determine eligibility for most Medicaid and CHIP programs, except HUSKY C.
• By mail: Call (877) 284-8759 to request a paper application.
• By phone: Call (855) 805-4325, the Access Health CT call center.

Those seeking HUSKY C coverage should apply through the state Department of Social Services, ConneCT , rather than through Access Health CT.

Access Health CT

General Inquiries & Enrollment
(855) 805-4325

Member Services
(800) 859-9889