Skip to Content
STATENorth Carolina

Help for Single Mothers in NORTH CAROLINA

NORTH CAROLINA

Find out how much assistance your family may receive in North Carolina, based on your income.

Based on current program guidelines, these benefit amounts are estimates of what a single-mother family of three with no income can expect to receive in North Carolina.

For example, a single mother of three in North Carolina with no income may receive about $272 in cash aid, $785 in food benefits, and $500 in utility support, plus child care assistance and Medicaid coverage.

CASH$272
FOOD$785
SUMMER EBT$240
WIC $52
LIHEAP$500
CHILD CARE
MEDICAID

This is an unofficial benefits estimator and not an application. No personal data is collected or stored. Actual amounts may vary based on individual circumstances, location, eligibility criteria, and recent data updates at the time of application.

North Carolina Work First Family Assistance

Work First Family Assistance is North Carolina’s version of TANF that offers up to 60 months of temporary cash assistance and employment services to needy families.

Apart from cash aid, Work First provides parents with short-term training and other services to help them become employed and move toward self-sufficiency.

Unless otherwise exempt, most families receiving benefit payments are subject to mandatory work requirements of at least 35 hours per week in appropriate work activities.

How much cash assistance will I get in North Carolina?

The maximum monthly benefit payment for North Carolina’s Work First Family Assistance (WFFA) program depends on the number of people in the household.

Household SizePayment
1$181
2$236
3$272
4$297
5$324
6$349
7$373
8$386
The amounts shown represent the maximum monthly cash benefits available to families with no countable income. Actual payments may vary based on a family’s income and other eligibility factors.

How do I apply for Work First in NC?

Applications for the Work First can be made at your local Departments of Social Services in the county in which you reside 1 or apply online with ePASS  for faster processing.

North Carolina Benefit Diversion

Benefit Diversion provides short-term financial help instead of ongoing cash assistance for families facing a temporary crisis tied to employment or financial stability.

In North Carolina, eligible families may choose to receive a one-time lump-sum payment equal to a maximum of three months of Work First benefits.

Household SizePayment
1$543
2$708
3$816
4$891
5$972
6$1,047
7$1,119
8$1,158

Families who are experiencing financial emergency may also be eligible for Emergency Assistance  to pay for housing, utilities, food, gas, and/or medicine.

Emergency Assistance is limited to nonrecurring, short-term benefits and is designed to deal with a specific episode of need.

North Carolina Food and Nutrition Services

North Carolina’s Food and Nutrition Services (FNS) is an entitlement program that helps eligible North Carolinians purchase the food they need for a nutritionally adequate and well-balanced diet.

Families are issued an EBT card and pay for their groceries at any USDA authorized retailer by using the card, which works like a debit card, at the checkout counter.

Elderly age 65 or older who are receiving Supplemental Security Income (SSI) may be eligible for Simplified Nutritional Assistance Program (SNAP), a simplified version of Food and Nutrition Services (FNS).

How much SNAP will I get in NC?

The amount of SNAP benefit you will receive largely depends upon your household size and income. For example, eligible family of three in North Carolina with little or no income may receive up to $785 per month.

Household SizeSNAP Benefits
1$298
2$546
3$785
4$994
5$1,183
6$1,421
7$1,571
8$1,789
The actual SNAP benefit amounts are based on a household’s net income with a general rule that an increase of $100 in net income results in a reduction of $30 in benefits. Use our SNAP calculator to estimate the amount of benefits you can expect to receive.

How do I apply for food stamps in NC?

North Carolina residents can use an online tool called ePASS  to submit an application or apply in person at your local Department of Social Services (DSS) office. 1

NC EBT Call Center
(866) 719-0141

North Carolina Special Program for Women, Infants, and Children (WIC)

North Carolina WIC provides a combination of nutrition education, supplemental foods, breastfeeding promotion and support, and referrals for health care, at no cost.

WIC serves low-income, nutritionally at risk:

  • Pregnant women
  • Breastfeeding women
  • Non-breastfeeding postpartum women
  • Infants
  • Toddlers and children up to age 5

What is the income limit for WIC in North Carolina?

WIC serves women, infants, and children in North Carolina whose income is at or below 185% of the federal poverty level. That’s about $4,109 per month for a family of three.

Household SizeANNUAL LIMITMONTLY LIMIT
1$28,953$2,413
2$39,128$3,261
3$49,303$4,109
4$59,478$4,956
5$69,653$5,804
6$79,828$6,652
7$90,003$7,500
8$100,178$8,348
The income limits are presented as dollar amounts derived from a percentage of the Federal Poverty Level (FPL) for each household size in 2025.

Families receiving Medicaid, Work First Families Assistance (TANF), or assistance from the NC Food and Nutrition Services automatically meets the income eligibility requirement.

How do I apply for WIC in NC?

To apply for the WIC in NC, please contact the office of the local WIC agency  that serves the residents of the county in which you live to make an appointment.

North Carolina Medicaid

North Carolina Medicaid is a health insurance program for low-income individuals and families who cannot afford health care costs. It serves low-income parents, children, seniors, and people with disabilities.

In 2023, North Carolina became the 40th state to expand Medicaid, as a result, many uninsured adults in the state will now be eligible for coverage with higher incomes.

Most beneficiaries are enrolled under NC Medicaid Managed Care  where they choose or are assigned to a health plan and receive care through the health plan’s network of doctors and health professionals.

Under NC Medicaid Managed Care, beneficiaries may enroll in one of several health plan types, including:

  1. Standard Plans
  2. Tailored Plans
  3. EBCI Tribal Option
  4. Children and Families Specialty Plan
  5. NC Medicaid Direct

What is the income limit for Medicaid in North Carolina?

North Carolina expanded who can get Medicaid starting December 1, 2023. Adults ages 19 through 64 earning up to 138% of the federal poverty line, or about $3,065 a month for a family of three, may be eligible.

NC Medicaid216% 201% 138%
1$2,817$2,621$1,800
2$3,807$3,543$2,432
3$4,797$4,464$3,065
4$5,787$5,385$3,697
5$6,777$6,306$4,330
6$7,767$7,228$4,962
7$8,757$8,149$5,595
8$9,747$9,070$6,227
A 5% disregard based on the federal poverty level (FPL) for the household size is applied and is reflected in the amounts shown above. Source: Kaiser Family Foundation (KFF).

How do I apply for NC Medicaid Online?

Applications may be submitted online through ePASS  which is North Carolina’s web-based self service tool that allows you to submit a Medicaid/NCHC application online.

For a list of doctors for each health plan, call (833) 870-5500 or use the NC Medicaid Managed Care mobile app to find and view primary care providers (PCPs) and health plans.

North Carolina Health Choice for Children

NC Health Choice has moved to Medicaid. Effective April 1, 2023, children receiving NC Health Choice coverage will move to NC Medicaid, helping families save money and increase access to care. 2

Families with children moving from NC Health Choice to Medicaid will no longer have to pay enrollment fees or copays for medical visits and prescriptions.

They will also have access to enhanced behavioral health services not previously covered by NC Health Choice.

North Carolina Child Care Subsidy Program

North Carolina’s Child Care Subsidy Program provides subsidized child care for income-eligible families who need help paying for child care through a voucher program.

Most families, including those receiving Work First Family Assistance, are required to pay a percentage of their child care costs based upon their gross monthly income — usually no more than 10% if applicable.

Funding for this program is limited, parents requesting financial assistance for child care are often placed on a waiting list until more funding becomes available.

What is the income limit for child care assistance in North Carolina?

A family in North Carolina is considered “income eligible ” when their gross monthly income is at or below 133% of the federal poverty level at the time of initial application. For a family of three, that’s about $2,954.

Household Size133% FPL85% SMI
2$2,344$5,268
3$2,954$6,508
4$3,563$7,748
5$4,173$8,987
6$4,782$10,227
7$5,392$10,460
8$6,002$10,692
The income limits are presented as dollar amounts derived from a percentage of either the Federal Poverty Level (FPL) or the State Median Income (SMI) for 2025.

The eligibility for any child with special needs, including any child from birth to age 5, is set at 200% of the federal poverty level.

How do I apply for child care assistance in North Carolina?

If you meet the eligibility criteria, contact your County Child Care Worker 3 to schedule an appointment. If you are deemed eligible, the agency will issue a Child Care Voucher for each eligible child.

North Carolina Section 8

The waitlist for applications may be closed, please monitor this website  for updates on application openings.

North Carolina Housing Choice Voucher Program is designed to assist very low-income families, the elderly and the disabled to afford decent, safe and sanitary housing in the private market.

Available areas include the counties of Granville, Person, Sampson and Warren. Rent assistance is also provided on a limited basis to eligible families in Halifax and Columbus counties.

Who is eligible for Section 8 in NC?

The program covers families with income up to 50% of the median income level but priority is given to families with 30% or below who are considered extremely low income.

For additional information, please call
(984) 236-0160.

North Carolina Low Income Energy Assistance Program (LIEAP)

North Carolina’s Low Income Energy Assistance Program (LIEAP) is a federally-funded program that provides for a one-time payment to help eligible households pay their heating and cooling bills.

Benefits range from $300 to $500, depending on household income and energy costs. Priority is given to households with elderly members, disabled members, and/or households with young children.

Families and individuals experiencing a heating or cooling related crisis may apply for assistance through the Crisis Intervention Program (CIP). 4

What is the income limit for LIEAP in North Carolina?

North Carolina set its eligibility for heating and cooling assistance at 130% of the federal poverty level. For a family of three, that’s about $2,887 per month.

Household SizeIncome Limit
1$1,695
2$2,291
3$2,887
4$3,483
5$4,079
6$4,675
7$5,270
8$5,866
LIHEAP Income Guidelines for FY25, which is October 1, 2025 through September 30, 2026.

How do I apply for LIHEAP in NC?

Contact your local DSS office 1 for the application dates and for additional information on LIEAP. Applications can also be submitted online through ePASS .

Households with a Native American adult living in any of the counties listed below should apply through the corresponding agency:

Cumberland, Hoke, Robeson and Scotland countiesApply here 
Cherokee, Graham, Haywood, Jackson and Swain countiesApply here 

Households including a person aged 60 or older or disabled persons are eligible to sign up for assistance starting on December 10, 2025.

All other households may apply from January 1, 2026 to March 31, 2026 or until funds are exhausted.

North Carolina Unemployment Insurance

North Carolina Unemployment Insurance (UI) is a state-operated insurance program designed to partially compensate you for loss of wages when you are out of work due to layoffs or retrenchment.

North Carolina requires wages in at least two quarters of the base period, which is the first four of the last five completed calendar quarters before filing.

How much do I get in unemployment in North Carolina?

In North Carolina, the most you can receive in state unemployment benefits is $350 a week for up to 12 weeks which is among the shortest in the nation.

After regular benefits are exhausted, Extended Benefits (EB) may provide an additional 13 weeks during high unemployment periods.

How do I file a weekly unemployment claim in NC?

The fastest and most efficient way to file a new or weekly claim is to file online through MyNCUIBenefits . If you don’t have access to an internet, you may file over the phone by calling (888) 737-0259.

As a condition of eligibility, those who file for a new claim are required by the state law to register for work at NCWorks Online . Failure to do so will result in a denial of benefit payments.

North Carolina Community College Grant Program

Funded by the State of North Carolina, Community College Grant  is made available to North Carolina residents who demonstrate financial need and are enrolled at least half-time at North Carolina community colleges.

Eligibility is based on their Student Aid Index (SAI) as determined by FAFSA. Full-time students with Student Aid Index (SAI) of 8,500 or less may receive awards on a sliding scale, subject to fund availability.

Applicants must complete the Free Application for Federal Student Aid (FAFSA) on time. Consideration for funding is automatic once the FAFSA is filed.

Footnotes

  1. Each of North Carolina’s 100 counties has a local social services agency. Select a county on the map  to view the respective agency. 2 3

  2. NC Medicaid , NC Health Choice ended in April 1, 2023.

  3. You can find contact information for your county’s office on the NC Division of Child Development and Early Education  website.

  4. Applicants can complete a CIP application by mail, email, fax or drop-off at their local DSS .

Last updated on
Share this article