Find out if your child qualifies for Child Health Plus in New York
Enter your household size and monthly income to see if your child may qualify for Child Health Plus in New York. Results are instant, nothing is stored.
For a household of 3, the Child Health Plus income limit for a child under 19 in New York is $9,221 a month ($110,646 a year), which is 405% of the federal poverty level.
Child Health Plus is the name of the Children’s Health Insurance Program (CHIP) in New York. This is an estimate based on income only. States can apply other rules, such as immigration status, and the Medicaid agency makes the final decision.
New York Child Health Plus (CHPlus)
For families looking for health coverage for their children, New York State has a health insurance plan for kids, called Child Health Plus or CHPlus, with no annual deductible or co-payments.
All children under 19 years of age who do not qualify for Medicaid and do not have other health insurance coverage are potentially eligible Child Health Plus, regardless of income or immigration status.
CHPlus provides comprehensive benefits like doctor visits, dental, vision, prescriptions, and hospital care, with costs based on family income.
What is the income limit for NY Child Health Plus?
Under the Affordable Care Act (ACA), CHPlus covers uninsured children from families with income up to 405% of the federal poverty level or about $9,221 a month for a single mother of two. Families above that level pay the full monthly premium charged by the health plan.
| Household Size | 220% Income Limit | 405% Income Limit |
|---|---|---|
| 1 | $2,926 | $5,387 |
| 2 | $3,967 | $7,304 |
| 3 | $5,009 | $9,221 |
| 4 | $6,050 | $11,138 |
| 5 | $7,091 | $13,055 |
| 6 | $8,133 | $14,972 |
| 7 | $9,174 | $16,889 |
| 8 | $10,215 | $18,806 |
How much does Child Health Plus cost?
There is no monthly premium for families whose income is less than 220% of the poverty level. That’s about $5,009 a month for a three-person family.
Families in higher income bracket pay a monthly premium for Child Health Plus (CHPlus) ranging from $15 – $60 per child, depending on their income and family size.
For larger families, the monthly fee is capped at three children.
| CHPlus Premium | INCOME LIMIT |
|---|---|
| $0 | ≤ 220% |
| $15 | ≤ 255% |
| $30 | ≤ 305% |
| $45 | ≤ 355% |
| $60 | ≤ 405% |
How do I apply for Child Health Plus in NY?
New York has set up its own Marketplace, called NY State of Health, you can apply for Child Health Plus coverage through the Marketplace.
For more information about Child Health Plus, please call
New York State of Heath
(855) 355-5777
About this information
SingleMotherGuide.com is an independent state-by-state reference guide and is not affiliated with any government agency. Program amounts and income limits are compiled from official federal and state sources, which are cited on the page, and are reviewed periodically and updated as those sources change.
The information is provided for general guidance and is not legal or financial advice. The administering agency makes the final determination of eligibility and benefit amounts. To report an error, please contact us.
Data freshness
Figures on this page are compiled from the public sources cited above and may change; refer to the cited sources for the most current information.
- Last updated
- Updated by
- Ada Hu