Medicaid Calculator

For a household of 3, the Medicaid income limit for a child under 19 in Alabama is $3,324 a month ($39,887 a year), which is 146% of the federal poverty level.

Children above this limit may still qualify for CHIP, up to $7,217 a month.

This is an estimate based on income only. States can apply other rules, such as immigration status, and the Medicaid agency makes the final decision.

How the Medicaid calculator works

The calculator compares your household’s monthly income with the Medicaid and CHIP income limits for your state. Each limit is a percentage of the federal poverty level (FPL) that changes with household size.

It is a first check, not an eligibility decision. Your state Medicaid agency makes the final decision, and other rules such as immigration status and residency also apply. See your state’s Medicaid page for the full income table and how to apply.

Which income limit applies to me?

The limit depends on who needs coverage:

Child under 19: Medicaid covers children up to the state’s limit. In many states, children above that limit can still get coverage through CHIP, which has a higher limit.
Pregnant woman: most states set a higher limit for pregnancy than for other adults.
Parent or caretaker: this is usually the lowest limit. In states that have expanded Medicaid, it is 138% of the FPL.

You can see the limits for every state on the Medicaid eligibility page.