Maryland Medicaid

Medicaid is the largest health care program for eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities.

Most Medicaid members in Maryland are enrolled in a Managed Care Organization (MCO), which is a health plan that manages your care through a network of doctors and hospital.

There are 9 Managed Care Organizations (MCOs) participating in the Maryland HealthChoice program. While some MCOs offer statewide coverage, others are restricted to specific counties.

Aetna Better Health
CareFirst Community Health Plan Maryland
Jai Medical Systems
Kaiser Permanente
Maryland Physicians Care
MedStar Family Choice
Priority Partners
UnitedHealthcare Community Plan
Wellpoint

Once approved for Medicaid, you have 28 days to pick an MCO. If you don’t choose, the state will automatically assign one to you.

FAQ

What is the income limit for Medicaid in Maryland?

Under the Affordable Care Act (ACA), Maryland expanded Medicaid to nearly all adults age 19—64 with income at or below 138% of the federal poverty level. Children and pregnant women are eligible at higher limits.

maryland Medicaid income limits by household size
maryland MedicaidHousehold Size	211% Child 0—18	264% Pregnant Women	138% Adults 19—64
1	$2,806	$3,511	$1,835
2	$3,805	$4,761	$2,489
3	$4,804	$6,010	$3,142
4	$5,803	$7,260	$3,795
5	$6,801	$8,510	$4,448
6	$7,800	$9,759	$5,101
7	$8,799	$11,009	$5,755
8	$9,797	$12,258	$6,408

A 5% disregard based on the federal poverty level (FPL) for the household size may be applied and is reflected in the amounts shown above. Source: Kaiser Family Foundation (KFF).

Starting July 1, 2023, Medicaid will provide health coverage to pregnant and postpartum individuals regardless of their immigration status. Coverage will last for 12 months after pregnancy.

How do I apply for Medicaid in Maryland?

Maryland Health Connection, along with the “Enroll MHC” mobile app, is the state’s health insurance marketplace for all Marylanders to enroll in Medicaid, MCHP and other health coverage.

If you don’t qualify for Medicaid, you can always shop for reduced-cost coverage through the Marketplace where you can compare different plans before you make a choice.

Maryland Department of Health
Maryland Health Connection
(855) 642-8572