Kentucky Medicaid

Kentucky Medicaid provides coverage for basic health and long-term care services to eligible individuals and families with limited income and resources.

Eligibility is divided into five categories:

Children under 19
Pregnant women
Parents and Caretaker Relatives
Adults 19—64
Foster Care children ages 19 to 26 who do not receive Medicaid in another category

Kentucky Medicaid contracts with Managed Care Organizations (MCOs) to provide health benefits statewide. These private health plans coordinate care, manage provider networks, and offer “value-added” benefits beyond standard Medicaid coverage.

Aetna Better Health of Kentucky
Anthem Blue Cross and Blue Shield
Humana Healthy Horizons in Kentucky
Passport Health Plan by Molina Healthcare
UnitedHealthcare Community Plan
WellCare of Kentucky

Members typically choose their MCO during initial enrollment or the annual open enrollment period. If you do not choose one, you may be automatically assigned to a plan.

FAQ

What is the income limit to qualify for Medicaid in Kentucky?

As Kentucky is expanding Medicaid coverage, Medicaid is now available to all adults age between 19—64 with incomes up to 138% of the federal poverty level.

kentucky Medicaid income limits by household size
kentucky MedicaidHousehold Size	147% Child 0—18	218% Pregnant Women	138% Adults 19—64
1	$1,955	$2,899	$1,835
2	$2,651	$3,931	$2,489
3	$3,347	$4,963	$3,142
4	$4,043	$5,995	$3,795
5	$4,738	$7,027	$4,448
6	$5,434	$8,059	$5,101
7	$6,130	$9,091	$5,755
8	$6,826	$10,122	$6,408

A 5% disregard based on the federal poverty level (FPL) for the household size may be applied and is reflected in the amounts shown above. Source: Kaiser Family Foundation (KFF).

Children under 19 and pregnant women are eligible at higher income levels. Infants born to mothers receiving Medicaid are often “deemed” eligible regardless of income changes until age 1.

Where do I apply for Medicaid in Kentucky?

Kentucky is operating a State-Based Marketplace, known as Kynect — Kentucky’s Health Insurance Connection — through which you can apply for Medicaid, KCHIP or other health insurance online.

Kentucky Cabinet for Health and Family Services
Medicaid Member Services
(800) 635-2570