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North Carolina Medicaid

North Carolina Medicaid

North Carolina Medicaid is a health insurance program for low-income individuals and families who cannot afford health care costs. It serves low-income parents, children, seniors, and people with disabilities.

In 2023, North Carolina became the 40th state to expand Medicaid, as a result, many uninsured adults in the state will now be eligible for coverage with higher incomes.

Most beneficiaries are enrolled under NC Medicaid Managed Care  where they choose or are assigned to a health plan and receive care through the health plan’s network of doctors and health professionals.

Under NC Medicaid Managed Care, beneficiaries may enroll in one of several health plan types, including:

  1. Standard Plans
  2. Tailored Plans
  3. EBCI Tribal Option
  4. Children and Families Specialty Plan
  5. NC Medicaid Direct

FAQ

What is the income limit for Medicaid in North Carolina?

North Carolina expanded who can get Medicaid starting December 1, 2023. Adults ages 19 through 64 earning up to 138% of the federal poverty level, or about $3,142 per month for a family of three, may be eligible. Higher limits apply for children and pregnant women.

NC Medicaid income limits by household size
NC MedicaidHousehold Size216% Child 0—18201% Pregnant Women138% Adults 19—64
1$2,873$2,673$1,835
2$3,895$3,625$2,489
3$4,918$4,576$3,142
4$5,940$5,528$3,795
5$6,962$6,479$4,448
6$7,985$7,430$5,101
7$9,007$8,382$5,755
8$10,030$9,333$6,408
A 5% disregard based on the federal poverty level (FPL) for the household size may be applied and is reflected in the amounts shown above. Source: Kaiser Family Foundation (KFF).

What is changing for NC Medicaid in 2027?

Starting January 1, 2027, adults ages 19 through 64 must work, go to school or volunteer 80 hours a month, or have household earnings of at least $580 a month, and must renew every 6 months instead of once a year. People with a disability, parents of children under age 14 and pregnant people are exempt from the work rule. 1

According to NC Medicaid, those who are not U.S. citizens may lost coverage on October 1, 2026. See our Medicaid work requirement guide for details.

How do I apply for NC Medicaid Online?

Applications may be submitted online through ePASS  which is North Carolina’s web-based self service tool that allows you to submit a Medicaid/NCHC application online.

For a list of doctors for each health plan, call (833) 870-5500 or use the NC Medicaid Managed Care mobile app to find and view primary care providers (PCPs) and health plans.

North Carolina Department of Health and Human Services
Medicaid Contact Center
(888) 245-0179

Data and figures on this page come from the sources and notes below:

Footnotes

  1. NC Medicaid , Medicaid is Changing in 2026-27 ↩

SingleMotherGuide.com is an independent website and is not affiliated with any government agency. Program amounts and income limits are compiled from official federal and state sources, which are cited on the page, and are reviewed periodically and updated as those sources change.

The information is provided for general guidance and is not legal or financial advice. The administering agency makes the final determination of eligibility and benefit amounts. To report an error, please contact us.

Figures on this page are compiled from the public sources cited above and may change; refer to the cited sources for the most current information.

Last updated
Updated by
Ada Hu
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