Financial Help for Single Mothers in New Mexico

The economic landscape of New Mexico is making it more difficult for lower income families to make ends meet.

Given their meager family income, it is even much harder for single mothers to cope.

To help improve the lives of its most economically disadvantaged residents, the state of New Mexico has adopted several key programs that seek to address their most basic needs.

The aim is to encourage self-sufficiency so that they can provide for the family on their own.

1New Mexico Works (NM Works)

New Mexico Works (NM Works) — New Mexico’s version of TANF, is the essential part of the safety net for very low-income families in New Mexico. It provides time-limited cash assistance to families who qualify.

While cash benefits are meager — about $459 per month for a family of four,1 NM Works provides the much needed assistance for thousands of New Mexicans each month.

With a few exceptions, NM Works recipients must spend 20 to 30 hours per week in activities to help them get work skills that will allow them to leave the program for suitable jobs.

Application for all public assistance in New Mexico can be done online via Yes! New Mexico — the official portal for people in New Mexico to apply, renew & check benefits at the comfort of their home.

2New Mexico Supplemental Nutrition Assistance Program (SNAP)

The Supplemental Nutrition Assistance Program (SNAP) enables low-income families in New Mexico to buy nutritious food with coupons and Electronic Benefits Transfer (EBT) cards.

The amount of monthly SNAP benefits you get depends on your household size, income, and expenses. In 2013, the average household received about $128 a month in New Mexico.2

Another option is NMCAP, which is a New Mexico Human Services Department program that makes it easier for people who are currently receiving Supplemental Security Income (SSI) to get free food assistance.

3New Mexico Special Program for Women, Infants, and Children (WIC)

WIC helps low-income families with checks or vouchers to buy healthy supplemental foods from WIC-authorized vendors. It also provides nutrition education, and help finding health and dental care and other community services.

In New Mexico, WIC serves women, infants, and children whose income is at or below 185 percent of the federally poverty level; and who are at risk for nutritional deficiencies.

Parents, step-parents, guardians, and foster parents of infants and children under age 5 who meet income guidelines may apply for their children. Proof of income is required.

4New Mexico Medicaid

Medicaid is the largest program providing medical and health-related services to state’s poorest residents — including children from low-income families ( < 305% FPL) and pregnant women.

As New Mexico is expanding Medicaid coverage, nearly all uninsured adults age 19-64 with income up to 138% of the federal poverty level (FPL) may now gain coverage under ACA.

Families who do not qualify for Medicaid may be eligible to receive cost-saving subsidies that can immediately help pay for health insurance premiums in a Marketplace.

5New MexiKids / New MexiTeens

New MexiKids and New MexiTeens are no cost or low cost health coverage for children and young adults under age 19. New MexiKids for children 0 – 12 and New MexiTeens for teens ages 13 – 19.

Coverage for both programs helps pay for regular check-ups, doctor visits, dental visits, hospital care, prescriptions, glasses, hearing and vision exams, among others.

Both programs are open to children from families whose household income is 245% or less of the federal poverty level (FPL) or less than 305% for children age below 5.

6New Mexico Child Care Assistance Program

New Mexico CCAP provides childcare assitance for eligible families who meet the income eligibility requirements. In general, it covers families with income not exceeding 150% of the Federal Poverty Level (FPL).

The subsidy amount varies based on the your gross monthly income, family size, and type and cost of care AND
since it is a subsidy, you may be required to pay for some of the child care costs.

For more information on Child Care Assistance, contact your regional Child Care Assistance office,3 or call Jolyne Vigil at (505) 827-7499 or 1-800-832-1321.

Due to state budget shortfalls, there is a waiting list in place for all families with an income between 100% and 200% of the Federal Poverty Level (FPL).

7New Mexico Low Income Home Energy Assistance Program (LIHEAP)

The Low Income Home Energy Assistance Program (LIHEAP) assists eligible New Mexico residents and families with their heating and cooling costs.

Applicants must qualify as low-income according to the guidelines set by LIHEAP; that is at or below 150% of federal poverty level. Priority is given to those who are truly vulnerable — the lowest-income households with the highest heating costs.

In addition to the energy assistance benefit, households that are eligible for LIHEAP may also qualify for crisis intervention, and weatherization services.

8New Mexico Unemployment Insurance

Unemployment insurance (UI) provides temporary cash benefits to eligible workers who lost their job through no fault of their own. If eligible, you will get about half of your average weekly wage in benefits, up to $455 per week.

As a condition of eligibility, you must search for work each week that you file a claim for benefits. If you fail to do so, you may be denied benefits until you confirm that you are actively looking for a job.

There are two ways to file for unemployment in New Mexico, either electronically at New Mexico Workforce Connection online system (click here) or by phone 1-877-664-6984.

9New Mexico College Affordability Grant

College Affordability Grant is in place to encourage New Mexico students with financial need, who do not qualify for other state grants and scholarships, to pursue higher education at New Mexico public colleges or universities.

Maximum of $1,000 per semester depending on financial need, but can be renewed for up to eight semesters (four years). Funding is limited, so applying early is key!

  1. Eligibility Guidelines for SNAP and TANF []
  2. Kaiser Family Foundation, Average Monthly Food Stamp Benefits Per Person []
  3. Child Care Services Bureau Offices []