Unemployment Insurance by State

The unemployment insurance (UI) helps people who have lost their jobs by temporarily replacing part of their wages. The aim is to provide them with income support during a spell of unemployment.

Unemployment insurance (UI), also known as unemployment benefits, is a type of state-provided insurance that pays money to people who have recently lost their jobs through no fault of their own.

The primary aim is to provide them with income support on a weekly basis during a spell of unemployment — especially for single mothers who have little to fall back on when they lost their jobs.


In this article #
  1. Which state pays the most in unemployment benefits?
    The state with the highest weekly payout for unemployment is Massachusetts. The maximum weekly payout is $855.
  2. What states are ending the extended unemployment benefits early?
  3. How much unemployment benefits can I get?
  4. How do I apply for unemployment benefits?

The basic program provides up to 26 weeks of benefits to unemployed workers, replacing about half of their previous wages, on average.

Benefits offered to unemployed workers vary greatly from state to state — from $235 in Mississippi (the lowest for a state) up to $855 in Massachusetts.

In some states, there are additional unemployment benefits for claimants with dependents.

For example, Massachusetts pays an additional allowance of $25 per week per child. In Rhode Island, you’ll get additional payment equal to 5% of the weekly benefit for each dependent.

Am I eligible for unemployment compensation? #

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Each state sets its own guidelines for eligibility for UI benefits, but you usually qualify if you:

  1. have lost a job through no fault of your own;
  2. are unemployed or partially unemployed for one of the COVID-19 reasons permissible under federal law; 1
  3. are “able to work, available to work, and actively seeking work;” and
  4. have earned at least a certain amount of money during a “base period” prior to becoming unemployed.
    In most states, this is usually the first 4 out of the last 5 completed calendar quarters prior to the time that your claim is filed.

Which state pays the most in unemployment benefits? #

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Eligibility for unemployment insurance, benefit amounts and the length of time benefits are determined by state law and vary depending on where you live.

The following list provides a general overview of the minimum and maximum weekly unemployment benefits in each of the 50 states including District of Columbia and Puerto Rico. 2

State Maximum Minimum Maximum Maximum
Alabama 14 $45 $265
Alaska 26 + 13 $56 $370 $72
Arizona 26 $187 $240
Arkansas 16 $81 $451
California 26 + 13 $40 $450
Colorado 26 $25 $561
Connecticut 26 $15 $649 $75
Delaware 26 $20 $400
District of Columbia 26 + 13 $50 $444
Florida 19 $32 $275
Georgia 26 $44 $365
Hawaii 26 $5 $648
Idaho 21 $72 $448
Illinois $26 + 13 $51 $484 $178
Indiana 26 $37 $390
Iowa 26 $72 $481 $106
Kansas 26 $122 $488
Kentucky 26 $39 $522
Louisiana 26 $10 $247
Maine 26 $77 $445 $215
Maryland 26 $50 $430 $430
Massachusetts 26 + 20 $98 $855 $397
Michigan 20 $150 $362 $362
Minnesota 26 $28 $462
Mississippi 26 $30 $235
Missouri 20 $35 $320
Montana 28 $163 $552
Nebraska 26 $70 $440
Nevada 26 + 20 $16 $469
New Hampshire 26 $32 $427
New Jersey 26 + 13 $120 $713 $713
New Mexico 26 $86 $461 $50
New York 26 + 20 $104 $504
North Carolina 16 $15 $350
North Dakota 26 $43 $618
Ohio 26 $130 $443 $155
Oklahoma 26 $16 $539
Oregon 26 $151 $648
Pennsylvania 26 $68 $561 $8
Puerto Rico 26 $33 $190
Rhode Island 26 + 13 $53 $586 $144
South Carolina 20 $42 $326
South Dakota 26 $28 $414
Tennessee 26 $30 $275
Texas 26 + 13 $69 $521
Utah 26 $32 $580
Vermont 26 $72 $513
Virginia 26 $33 $378
Washington 26 $188 $790
West Virginia 26 $24 $424
Wisconsin 26 $54 $370
Wyoming 26 $36 $508

Extended Unemployment Benefits in 2021 #

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Under the American Rescue Plan Act (ARPA), signed in March 2021, an additional $300 per week in Federal Pandemic Unemployment Compensation payments will be added to all unemployment benefits through September 6, 2021.

The ARPA also extended the duration of UI benefits by additional 29 weeks through September 6, 2021, beyond the 50 weeks of benefits provided for by previous laws, through Pandemic Emergency Unemployment Compensation.

Anyone who has exhausted their regular unemployment compensation benefits can get an extra 29 weeks of benefits through the PEUC program.

In addition, the first $10,200 in benefits collected in 2020 will be tax-free for households with annual incomes less than $150,000.

FAQ on Unemployment Benefits by State #


Which states are ending the extended unemployment benefits early? #

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Here's a list of the 26 states that have ended or declared an end to the extended unemployment benefits. Those affected will lose a $300 weekly supplement this summer.

Expiration State
June 12 Alaska, Iowa, Mississippi, Missouri
June 19 Alabama, Idaho, Indiana, Nebraska, New Hampshire, North Dakota, West Virginia, Wyoming
June 26 Arkansas, Florida, Georgia, Ohio, South Carolina, South Dakota, Texas, Utah
June 27 Montana, Oklahoma
July 3 Maryland, Tennessee
July 10 Arizona
July 31 Louisiana

Four of the states — Arizona, Montana, New Hampshire and Oklahoma — are offering additional stipends or return-to-work bonuses in lieu of the enhanced unemployment benefits to encourage residents to accept jobs.

Arizona’s Back to Work program offers one-time $2,000 payments to those who accept a full-time job and $1,000 to part-timers.

New Hampshire, via its Summer Stipend Program, is paying $500 and $1,000 bonuses for part- and full-time positions, respectively. Montana and Oklahoma are paying $1,200 to those who accept full-time work.

Louisiana will become the first Democrat-led state to end the $300-a-week supplementary federal unemployment assistance at the end of July but will increase the state's weekly maximum unemployment benefit by $28 starting next year. 5

How much unemployment benefits can I get in Alabama? #

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The maximum unemployment benefit you can get in Alabama is $575 a week through June 19, 2021. After that, the maximum weekly benefit is $275.

How much unemployment benefits can I get in Alaska? #

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The maximum unemployment benefit you can get in Alaska is $670 a week through June 12, 2021. After that, the maximum weekly benefit is $370.

How much unemployment benefits can I get in Arizona? #

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The maximum unemployment benefit you can get in Arizona is $540 a week through July 10, 2021. After that, the maximum weekly benefit is $240.

Arizona offers a generous, one-time bonus of $2,000 to eligible individuals who return to the workforce and get a full-time job, while those who return part-time will receive $1,000.

How much unemployment benefits can I get in Arkansas? #

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The maximum unemployment benefit you can get in Arkansas is $751 a week through June 26, 2021. After that, the maximum weekly benefit is $451.

How much unemployment benefits can I get in California? #

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The maximum unemployment benefit you can get in California is $750 a week through September 6, 2021. After that, the maximum weekly benefit is $450.

How much unemployment benefits can I get in Colorado? #

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The maximum unemployment benefit you can get in Colorado is $861 a week through September 6, 2021. After that, the maximum weekly benefit is $561.

How much unemployment benefits can I get in Connecticut? #

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The maximum unemployment benefit you can get in Connecticut is $949 a week through September 6, 2021. After that, the maximum weekly benefit is $649.

Through its “Back to Work CT” Program, Connecticut offers a $1,000 bonus, up to 10,000 people who find full-time jobs and maintain it for eight straight weeks.

How much unemployment benefits can I get in Delaware? #

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The maximum unemployment benefit you can get in Connecticut is $700 a week through September 6, 2021. After that, the maximum weekly benefit is $400.

How much unemployment benefits can I get in District of Columbia? #

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The maximum unemployment benefit you can get in District of Columbia is $744 a week through September 6, 2021. After that, the maximum weekly benefit is $444.

How much unemployment benefits can I get in Florida? #

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The maximum unemployment benefit you can get in Florida is $575 a week through June 26, 2021. After that, the maximum weekly benefit is $275.

How much unemployment benefits can I get in Georgia? #

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The maximum unemployment benefit you can get in Georgia is $665 a week through June 26, 2021. After that, the maximum weekly benefit is $365.

How much unemployment benefits can I get in Hawaii? #

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The maximum unemployment benefit you can get in Hawaii is $948 a week through September 6, 2021. After that, the maximum weekly benefit is $648.

How much unemployment benefits can I get in Idaho? #

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The maximum unemployment benefit you can get in Idaho is $748 a week through June 19, 2021. After that, the maximum weekly benefit is $448.

How much unemployment benefits can I get in Illinois? #

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The maximum unemployment benefit you can get in Illinois is $784 a week through September 6, 2021. After that, the maximum weekly benefit is $484.

How much unemployment benefits can I get in Indiana? #

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The maximum unemployment benefit you can get in Indiana is $690 a week through June 19, 2021. After that, the maximum weekly benefit is $390.

How much unemployment benefits can I get in Iowa? #

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The maximum unemployment benefit you can get in Iowa is $781 a week through June 12, 2021. After that, the maximum weekly benefit is $481.

How much unemployment benefits can I get in Kansas? #

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The maximum unemployment benefit you can get in Kansas is $788 a week through September 6, 2021. After that, the maximum weekly benefit is $488.

How much unemployment benefits can I get in Kentucky? #

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The maximum unemployment benefit you can get in Kentucky is $822 a week through September 6, 2021. After that, the maximum weekly benefit is $522.

How much unemployment benefits can I get in Louisiana? #

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The maximum unemployment benefit you can get in Louisiana is $547 a week through July 31, 2021. After that, the maximum weekly benefit is $247.

Lousiana may increase the state's weekly maximum unemployment benefit by $28 starting next year.

How much unemployment benefits can I get in Maine? #

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The maximum unemployment benefit you can get in Maine is $745 a week through September 6, 2021. After that, the maximum weekly benefit is $445.

How much unemployment benefits can I get in Maryland? #

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The maximum unemployment benefit you can get in Maryland is $730 a week through July 3, 2021. After that, the maximum weekly benefit is $430.

How much unemployment benefits can I get in Michigan? #

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The maximum unemployment benefit you can get in Michigan is $662 a week through September 6, 2021. After that, the maximum weekly benefit is $362.

How much unemployment benefits can I get in Minnesota? #

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The maximum unemployment benefit you can get in Minnesota is $762 a week through September 6, 2021. After that, the maximum weekly benefit is $462.

How much unemployment benefits can I get in Mississippi? #

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The maximum unemployment benefit you can get in Mississippi is $535 a week through June 12, 2021. After that, the maximum weekly benefit is $235.

How much unemployment benefits can I get in Missouri? #

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The maximum unemployment benefit you can get in Missouri is $620 a week through June 12, 2021. After that, the maximum weekly benefit is $320.

How much unemployment benefits can I get in Montana? #

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The maximum unemployment benefit you can get in Montana is $852 a week through June 27, 2021. After that, the maximum weekly benefit is $552.

Montana, through its Return-to-Work Incentive, offers anyone who is eligible, accept employment and complete four full weeks of paid work, a one-time, $1,200 bonus payment.

How much unemployment benefits can I get in Nebraska? #

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The maximum unemployment benefit you can get in Nebraska is $740 a week through June 19, 2021. After that, the maximum weekly benefit is $440.

How much unemployment benefits can I get in Nevada? #

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The maximum unemployment benefit you can get in Nevada is $769 a week through September 6, 2021. After that, the maximum weekly benefit is $469.

How much unemployment benefits can I get in New Hampshire? #

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The maximum unemployment benefit you can get in New Hampshire is $727 a week through June 19, 2021. After that, the maximum weekly benefit is $427.

Anyone who gets a job making $25 or less and keeps it for eight weeks will be eligible for the Summer Stipend Program, with $500 going to people who take part-time work and $1,000 to people who take full-time work.

How much unemployment benefits can I get in New Jersey? #

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The maximum unemployment benefit you can get in New Jersey is $1,013 a week through September 6, 2021. After that, the maximum weekly benefit is $713.

How much unemployment benefits can I get in New Mexico? #

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The maximum unemployment benefit you can get in New Mexico is $761 a week through September 6, 2021. After that, the maximum weekly benefit is $461.

How much unemployment benefits can I get in New York? #

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The maximum unemployment benefit you can get in New York is $804 a week through September 6, 2021. After that, the maximum weekly benefit is $504.

How much unemployment benefits can I get in North Carolina? #

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The maximum unemployment benefit you can get in North Carolina is $650 a week through September 6, 2021. After that, the maximum weekly benefit is $350.

How much unemployment benefits can I get in North Dakota? #

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The maximum unemployment benefit you can get in North Dakota is $918 a week through June 19, 2021. After that, the maximum weekly benefit is $618.

How much unemployment benefits can I get in Ohio? #

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The maximum unemployment benefit you can get in Ohio is $743 a week through June 26, 2021. After that, the maximum weekly benefit is $443.

How much unemployment benefits can I get in Oklahoma? #

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The maximum unemployment benefit you can get in Oklahoma is $839 a week through June 27, 2021. After that, the maximum weekly benefit is $539.

Oklahoma offers a $1,200 workforce incentive for people who get off unemployment and go back to work in lieu of the additional weekly $300.

How much unemployment benefits can I get in Oregon? #

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The maximum unemployment benefit you can get in Oregon is $948 a week through September 6, 2021. After that, the maximum weekly benefit is $648.

How much unemployment benefits can I get in Pennsylvania? #

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The maximum unemployment benefit you can get in Pennsylvania is $861 a week through September 6, 2021. After that, the maximum weekly benefit is $561.

How much unemployment benefits can I get in Puerto Rico? #

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The maximum unemployment benefit you can get in Pennsylvania is $490 a week through September 6, 2021. After that, the maximum weekly benefit is $190.

How much unemployment benefits can I get in Rhode Island? #

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The maximum unemployment benefit you can get in Rhode Island is $886 a week through September 6, 2021. After that, the maximum weekly benefit is $586.

How much unemployment benefits can I get in South Carolina? #

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The maximum unemployment benefit you can get in South Carolina is $626 a week through June 26, 2021. After that, the maximum weekly benefit is $326.

How much unemployment benefits can I get in South Dakota? #

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The maximum unemployment benefit you can get in South Dakota is $714 a week through June 26, 2021. After that, the maximum weekly benefit is $414.

How much unemployment benefits can I get in Tennessee? #

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The maximum unemployment benefit you can get in Tennessee is $575 a week through July 3, 2021. After that, the maximum weekly benefit is $275.

How much unemployment benefits can I get in Texas? #

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The maximum unemployment benefit you can get in Texas is $821 a week through June 26, 2021. After that, the maximum weekly benefit is $521.

How much unemployment benefits can I get in Utah? #

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The maximum unemployment benefit you can get in Utah is $880 a week through June 26, 2021. After that, the maximum weekly benefit is $580.

How much unemployment benefits can I get in Vermont? #

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The maximum unemployment benefit you can get in Vermont is $813 a week through September 6, 2021. After that, the maximum weekly benefit is $513.

How much unemployment benefits can I get in Virginia? #

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The maximum unemployment benefit you can get in Virginia is $678 a week through September 6, 2021. After that, the maximum weekly benefit is $378.

How much unemployment benefits can I get in Washington? #

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The maximum unemployment benefit you can get in Virginia is $1,090 a week through September 6, 2021. After that, the maximum weekly benefit is $790.

How much unemployment benefits can I get in West Virginia? #

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The maximum unemployment benefit you can get in West Virginia is $724 a week through June 19, 2021. After that, the maximum weekly benefit is $424.

How much unemployment benefits can I get in Wisconsin? #

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The maximum unemployment benefit you can get in Wisconsin is $670 a week through September 6, 2021. After that, the maximum weekly benefit is $370.

How much unemployment benefits can I get in Wyoming? #

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The maximum unemployment benefit you can get in Wyoming is $808 a week through June 19, 2021. After that, the maximum weekly benefit is $508.


How do I apply for unemployment benefits? #

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Every state runs its own unemployment system. Find the state where you worked at the table above, and it will route you to your state’s unemployment website where you'll find specific information on how to apply for unemployment compensation.


What are the accepted COVID-19 reasons for unemployment? #

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  1. You have been diagnosed with COVID-19 or are experiencing symptoms of COVID-19 and are seeking medical diagnosis; member of your household has been diagnosed with COVID-19;
  2. You are providing care for a family member or a member of your household who has COVID-19;
  3. A child or other person in the household for whom you are responsible for is unable to attend school or another facility that is closed as a direct result of the COVID-19 and this makes you unable to work;
  4. You are unable to reach your workplace because of a quarantine imposed as a direct result of COVID-19;
  5. You are unable to reach your workplace because you have been advised by a health care provider to self-quarantine due to COVID-19;
  6. You were scheduled to begin employment and do not have a job or are unable to reach the job as a direct result of the COVID-19;
  7. You have become the breadwinner or major support for a household because the head of the household has died as a direct result of COVID-19, and/or
  8. Your place of employment is closed as a direct result of the COVID-19 public health emergency.
  9. If you refuse to return to work that is unsafe due to COVID-19.
  10. If you refuse to accept a job offer or new work that is unsafe due to COVID-19
  11. If you provide services or work for educational institutions or educational agencies, but do not have a contract or a guaranteed return date with the educational employer.
  12. If you are currently employed, but your hours at work have been reduced, OR you are temporarily laid off from your job, OR you are permanently laid off from your job.

  1. DOL. Expanded Eligibility Provisions for the Pandemic Unemployment Assistance (PUA) Program.
  2. DOL. CHAPTER 3. MONETARY ENTITLEMENT
  3. Maximum dependents’ allowance for maximum weekly benefit.
  4. CNBC. States will start cutting off federal unemployment benefits this week. Here’s a map of where (and how soon) aid is ending.
  5. CBS News. Louisiana becomes first Democrat-led state to drop enhanced unemployment benefits