Massachusetts Earned Income Tax Credit #
The Earned Income Tax Credit (EITC) is for people who work and meet certain income guidelines. You may get money back when you file your taxes and keep more of what you earned.
The Massachusetts EITC operates under the same eligibility rules as the federal EITC. For taxable years starting after January 1, 2019, the Massachusetts credit is limited to 30% of the federal credit.
For example, if you’re eligible to receive $3,300 from the federal government, the state will send you another $990. The current maximum value of the Massachusetts EITC will be $1,998. 1
In Massachusetts, getting the federal EITC and the state EICT will not affect your eligibility for TAFDC, SNAP, Medicaid, SSI, or low-income housing.
Massachusetts Transitional Aid to Families with Dependent Children (TAFDC) #
The Massachusetts Transitional Aid to Families with Dependent Children Program provides temporary cash assistance to families with children and pregnant women with little or no assets or income.
As a condition of eligibility for TAFDC, participants may be required to perform a work-related activity in order to receive benefit. Recipients are limited to 24 months of assistance only.
How much money do you get for cash assistance in Massachusetts?
To apply for TAFDC, please contact your local Transitional Assistance Office. If you are not sure which office to contact, please call the Application Information Hotline at 1-800-249-2007.
Massachusetts Supplemental Nutrition Assistance Program (SNAP) #
SNAP (formerly Food Stamps) helps low-income people and families in Massachusetts with cash assistance to buy a month’s worth of healthy food they need for a nutritionally adequate diet.
The amount of SNAP benefits you get depends on your household size, income, and expenses. The average monthly food stamps benefit in Massachusetts is about $343 per household with children.
How do I apply for SNAP benefits in Massachusetts?
To apply for SNAP benefits, you may go to DTA Connect to submit your application online. An interview will then be arranged to determine your eligibility.
In Massachusetts, SNAP households are automatically eligible for discount rates on their utility bills and telephone services. Call 1-866-950-FOOD (3663) for additional details.
Massachusetts’ Healthy Incentives Program (HIP) #
Massachusetts HIP will match your SNAP purchases of local fruits and vegetables at participating HIP retailers — and have an equal amount of money, up to your monthly limit, instantly added back to your EBT card.
For example, if you buy a head of broccoli sold by a participating HIP vendor for $3, another $3 will automatically be added to your account and can be spent on any future SNAP eligible purchase.
There is no special sign-up for HIP. If you get SNAP benefits, your household is automatically able to participate in HIP. Depending on your SNAP household size, your monthly cap is always $40, $60, or $80.
How do I find a HIP vendor near me?
If you are planning to buy more fruits and vegetables for your family, visit DTAFinder.com to search for HIP vendors near you. You can search by city, county or device geolocation.
Massachusetts Special Program for Women, Infants, and Children (WIC) #
The WIC Program provides supplemental foods, nutrition education and referrals to health care, at no cost, to Massachusetts families who qualify. It is a short-term program with recipients usually receiving benefits from 6 months to a year.
The program covers pregnant, breastfeeding and postpartum women, infants, and children up to age 5 who are determined to be “at nutritional risk”.
How do I sign up for WIC in Massachusetts?
First, you need to complete the WIC pre-application process online. A representative from a local WIC agency will then contact you to schedule an appointment.
The Massachusetts WIC Program provides a smart phone application known as “WIC Shopper” for WIC participants to make the shopping experience as smooth as possible for both the WIC customer and the retailer.
Free Diapers for Low Income Families #
Many Massachusetts communities have diaper banks or other free diaper programs. Families may receive up to 30 disposable diapers per month per child, but benefits may vary depending on where you live.
To apply for free diapers, you should either contact the diaper program directly, or contact the WIC office or other family service agency that distributes diapers for your local diaper bank.
Massachusetts MassHealth (Medicaid) #
In Massachusetts, Medicaid and SCHIP (State Children’s Health Insurance Program) are combined into one program known as MassHealth — a public need-based health insurance program for low income residents in Massachusetts.
As Massachusetts is expanding Medicaid coverage, MassHealth is now available to all adults age 19-64 with income up to 138% of the federal poverty level.
MassHealth provides coverage to all children with incomes at or below 305% of the federal poverty level.
Can I apply for MassHealth online?
Massachusetts is operating a State-Based Marketplace, known as Massachusetts Health Connector — through which you can apply for MassHealth or other health insurance.
To apply online, create a secure online account at the Massachusetts Health Connector. It only takes a couple of minutes.
MassHealth Customer Service Center
Massachusetts DTA Child Care #
In Massachusetts, child care assistance is provided through DTA Child Care that provides free or low-cost child care for TAFDC families, both current and former.
Current TAFDC recipients who qualify get first priority for child care. While former TAFDC recipients get child care right away, but may have to pay a fee based on income and family size.
Application for child care assistance can be done at your local Department of Transitional Assistance (DTA) office. Talk to your TAFDC case worker or call 1-800-249-2007 for more information on how to apply.
How do I apply for child care assistance in Massachusetts?
Low-income non-TAFDC working families who need help paying for child care may apply for Early Education and Care Financial Assistance.
This program offered by the Department of Early Education and Care (EEC) is limited to families with incomes not exceeding 50% of the state median income (SMI).
If you are interested in applying for financial assistance, call your local child care resource and referral agency (CCR&R) or call Mass 211 (dial 2-1-1) to have your name put on a statewide centralized waiting list.
Massachusetts Head Start #
Head Start and Early Head Start are free early childhood programs for pregnant women and for children from birth to age 5. Both programs are for families with limited incomes.
It offers center-based family child care, and home visiting options on a part-day, part-year, or full-time basis. Children 3 to 4 years of age are eligible to participate with priority given to 4 years old.
If you need help determining if your child is eligible, call Head Start at 1-866-763-6481 to find a program in your community.
Massachusetts Low Income Home Energy Assistance Program (LIHEAP) #
LIHEAP, commonly referred to as fuel assistance, helps low-income families and individuals in Massachusetts pay their heating bills during the winter.
Priority is given to those who are truly vulnerable — the lowest-income households with the highest heating costs. Special provisions are also made for those households whose heat is included in their rent and those living in subsidized housing.
How do I apply for LIHEAP in Massachusetts?
To qualify for the LIHEAP program, you must have an income that falls within the program guidelines. For more details, call the Massachusetts Heat Line toll-free at 1-800-632-8175.
Massachusetts Good Neighbor Energy Fund #
The Good Neighbor Energy Fund provides financial assistance to help pay for energy costs for Massachusetts residents who are not eligible for other utility assistance programs.
Follow this link http://www.magoodneighbor.org for more information on eligibility requirements, where and how to apply for assistance.
Massachusetts Rental Voucher Program #
The Massachusetts Rental Voucher Program (MRVP) is the State’s largest state-funded rental assistance program to help extremely low income households avoid homelessness.
The MRVP helps families pay their rent by providing a subsidy in the form of voucher that covers the difference between what the landlord charges and what they can “afford to pay” — often no more than 30% of their income.
How to apply for MRVP assistance?
You may inquire at the Local Housing Authority in the area you wish to reside to see if they have an open waiting list or apply online for the centralized waiting list at GoSection8.com.
Massachusetts Emergency Assistance (EA) Shelter #
Emergency Assistance (EA) is a Massachusetts program that gives shelter and other emergency housing services to low-income families with children, and to pregnant women, who are homeless with no safe place to live.
You must have proof that your housing situation meets the shelter eligibility requirements such as domestic violence, natural disaster, no-fault eviction, or substantial risk to health and safety.
To apply for shelter services, please call 866-584-0653 and speak with a Homeless Coordinator or apply in person at the DHCD office nearest to you.
Massachusetts Paid Family Leave (PFL) Program #
Massachusetts has just passed the most generous Paid Family Leave law in the nation, joining a number of states that have launched paid leave programs in recent years, including New York, Washington state, plus Washington, D.C.
Implementation will begin, in stages, starting in July 2019, though benefits will not begin until Jan 1, 2021. The law offers up to 12 weeks of paid family leave in a year or up to 20 weeks for those with serious health condition.
While on leave, you will receive 80% of your average weekly wages up to one-half of the state’s average weekly wage — capped at $850 per week.
Massachusetts Unemployment Insurance #
Unemployment insurance (UI) provides temporary financial assistance to workers unemployed through no fault of their own — for up to 26 + 20 extended weeks. 2
Massachusetts currently pays up to $855 each week — the most generous in the country.
You may also receive additional $25 per dependent child — capped at 50% of your benefit rate. For example, if you are receiving $100 per week in UI and have three dependents, your allowance is capped at $50.
How do I file for unemployment in Massachusetts?
You can file your initial claim using UI Online or if you wish to file your claim over the phone, please call TeleClaim Center at 1-877-626-6800.
Pandemic Unemployment Assistance #
Pandemic Unemployment Assistance (PUA) is a temporary federal program that in general provides up to 79 weeks of unemployment benefits to individuals who are not eligible for regular or extended unemployment benefits.
The amount of PUA benefits you will receive is based on your previous income reported but may not be more than the state's maximum weekly benefit rate for regular unemployment benefits, which is $855 in Massachusetts.
Massachusetts MASSGrant #
The MASSGrant is the state’s flagship need-based award program for undergraduate students who reside in Massachusetts. Award amounts vary according to each applicant’s EFC and the type of institution.
To be eligible for a MASSGrant, you must submit and complete your FAFSA no later than May 1 AND have an Expected Family Contribution (EFC) of $5,486 or less.
Students attending one of Massachusetts’ fifteen public community colleges may now apply for MASSGrant Plus — a new program to provide funds to some of the state’s neediest students.
Massachusetts Part-Time Grant Program #
For working adults and part-time, non-traditional students, the Massachusetts Part-Time Grant Program is an alternative to MASSGrants, which carries many of the same eligibility requirements.
Awards are made to students based on exceptional financial need as determined from filing the FAFSA and availability of funds — ranging from $200 to a maximum that depends on the type of institution that the student attends.
- Max. federal EITC = $6,728*0.30 = $1,998 max. MA credit.
- Prior to March 31, 2019, the maximum allowable period for which you may receive benefits was 30 weeks.