As time passes since your graduation, it's probable that your annual income and credit history have improved. By refinancing your existing student loans you may see a dramatic reduction in your interest rate – even a few points.

If you are a single mother going back to school, Stafford loan offers one of the best choices for low-cost borrowing to pay for college.

Grad PLUS Loan operates in similar fashion to the Parent PLUS Loan but the loans are actually made to the students, not the parents.

With the rising cost of college, the Parent PLUS loan is one of the loan options that lets parents help their child bridge the funding gap.

There are two options when you’re looking for a loan to pay for school — FEDERAL student loans or PRIVATE loans.

If you’re experiencing a financial hardship, you may request for a “deferment” or “forbearance” on your student loans, as long as the loan isn’t in default.

Here we compare the top private student loan providers offering refinance and consolidation loans with competitive rates and terms.