Financial Help for Single Mothers in Rhode Island


Rhode Island maybe America’s smallest state on the East Coast, and yet the most densely populated for its size.

Like every other states, Rhode Island has its fair share of single mothers who barely struggle to provide basic day-to-day necessities for their children.

The state of Rhode Island provides a number of programs that make up the safety net for single mothers & their families.

The majority of those are intended to protect the families facing tough times from falling further below poverty threshold.


1Rhode Island Works


The RI Works Program offers temporary cash assistance to families with children up to age 18 as well as pregnant women. Other benefits include health coverage, child care assistance, and work-readiness for enrolled parents.

The amount of money your family receives depends on your income, household size and living arrangement. Typically, eligible families of two receive $449 each month or $634 for a family of four.

The lifetime limit for RI Works is 48 months. Families also are limited to no more than 24 months of cash assistance in a 60-month period.1

Because the overall goal of RI Works is to encourage families to work and become self-sufficient, single parents must work or prepare for work an average of 20 or 30 hours per week.


2Rhode Island SNAP


SNAP helps eligible single adults, couples, children and families, who may be working but are still struggling financially, to buy food and provide nutritional meals for themselves.

Eligibility is determined by certain factors, mainly your income & household size. In general, families with income less than 185% of the Federal Poverty Level (FPL) may qualify for SNAP benefits.

Under the new Food Access Pilot Program, eligible elderly, disabled and homeless SNAP participants can now use their EBT cards to purchase meals at participating restaurants.


3Rhode Island Child Care Assistance Program (CCAP)


CCAP helps eligible working families in Rhode Island pay for child care. It is available to families with earnings up to 180% of the federal poverty level or about $35,600 a year for a single mother of two.2

Depending on their family size, income level, and number of children, families may be required to pay a co-payment — usually no more than 8% of their income.

For additional details or an application for the Child Care Assistance Program, please call the Department of Human Services Info Line at (401) 462-5300.


4Rhode Island RIte Care


RIte Care, also known as “Medicaid”, is a federal and state funded program that pays for medical and health related services for eligible Rhode Islanders as well as families on the RI Works.

As Rhode Island is expanding Medicaid, RIte Care is now available to eligible adults age 19-64 with income up to 138% of the federal poverty level (FPL). In addition, Medicaid continues to be available for low-income children, parents, and pregnant women.

Rhode Island is operating a State-Based Marketplace, known as HealthSource RI — through which you can apply for Medicaid or other private health insurance.


5RoadHome Emergency Housing Assistance (RHEHA)


The RHEHA program is designed to help Rhode Island families in need of housing help. It provides cash assistance and grants to families and individuals who are at risk of becoming homeless due to a short term housing emergency.

RHEHA will give up to $1,200 to eligible people to help them pay for first month’s rent. It also offers mortgage payment assistance or security deposits.

If you need immediate assistance finding a home due to a temporary housing crisis, contact Lisa Sanchez or Jocelyn Mata, at (401) 457-1197.


6Rhode Island Child Support Program


For a $20 fee, the Office of Child Support Services will help a custodial parent pursue a legal action to establish paternity, obtain orders of child support and medical support, or enforce existing child support orders.

If you have a question about your Child Support case, the Child Support Voice Response System at (401) 458-4400 is available 24 hours a day, 7 days a week to help.


7Rhode Island Hospital Charity Care Program


Each hospital in Rhode Island has a “charity care program.” The hospital may cover all or part of the bill for uninsured, low-income Rhode Islanders who couldn’t afford to pay.

Full coverage is limited to patients whose income is up to 200% FPL. Those with income between 200% and 300% FPL may get discounted hospital care based on a sliding scale.

To learn if you qualify, call or visit any Financial Services Office at any hospital in Rhode Island or contact the HEALTH Information Line at 1-800-942-7434.


RI Free Clinics

There are two (2) free clinics in Rhode Island for uninsured, low-income Rhode Islanders in need of health care. Both offer free primary care services and medications and some specialty services to patients with income at or below 200% of the poverty level.

Rhode Island Free Clinic
655 Broad St.,
Providence, RI 02907
(401) 274-6347

Clinica Esperanza Hope Clinic
60 Valley St.,
Providence, RI 02909
(401) 347-9093


8Rhode Island Unemployment Insurance


Unemployment insurance benefits provide temporary and partial wage replacement to eligible Rhode Islanders who have become unemployed through no fault of their own.

Rhode Island’s unemployment compensation is “very generous” compared with other states. In Q3 2012, unemployment insurance in Rhode Island covered 43.4% of the recipients’ previous weekly wages, more than any state except for Hawaii (52.8%).

Claims for weekly benefits may be filed online or if you wish to file your initial claim over the phone, please call (401) 243-9100.


Effective September 1, 2014, NEW claimants must post a resume to EmployRI by the 6th consecutive week of collecting UI benefits. Failure to do so will cause a delay or loss of benefits.


9Rhode Island Temporary Caregiver Insurance (TCI) Program


Rhode Island became the third state to mandate paid leave — joining California and New Jersey. The new law allows all RI employees to take up to four (4) weeks of paid leave to bond with a newborn baby or care for a seriously ill family member.

Under RI’s new Temporary Caregiver Insurance (TCI), eligible employees may receive up to $770.00 per week — not including dependency allowance for each child under age 18. This weekly “dependency allowance” is paid as the greater of $10 or 7% of the standard benefit rate.

You may apply online at TDI/TCI Online or download a paper application to complete and return to

Temporary Disability Insurance
P.O. Box 20100,
Cranston, RI
02920

In addition, you need to provide your employer with written notice of your intent to take a leave of absence at least 30 days before the leave begins.


10Rhode Island State Grant Program


The Rhode Island State Grant Program is designed to provide non-payable grants to students residing in Rhode Island whose incomes are not sufficient to meet the costs of higher education.

Students must have a calculated financial need of at least $1000 to be eligible for a RI state award. Award amounts range from a minimum of $250 to a maximum of $500.


  1. RI Kids COUNT, Children in Families Receiving Cash Assistance []
  2. Under the Transitional Child Care Pilot Program, families are allowed to maintain their eligibility as their income increases up to 225% FPL. The Transitional Child Care Pilot Program is currently set to expire on September 30, 2016. []