Parenting is a tough job, but single parenting is an even tougher challenge. With little or no income, many struggle for survival.
In fact, more than one-third of Montana’s single mothers are living in poverty.
That is why the state of Montana reaches out to support low-income single mother families through federal- and state-initiated programs.
From food, cash benefits to free medical coverage, the state ensures that each member of the household benefits from whatever it has to offer.
Montana TANF program supports temporary public assistance programs for eligible families with children under the age of 18. Among the program’s purposes are to provide assistance to needy families and to end dependency of needy parents by promoting job preparation and work.
TANF cash assistance is a not free ride. You are required to participate in the Work Readiness Component (WoRC) program which is a job training and employment program for TANF participants.
If you are a single mother, you are required to participate in a minimum of 33 hours per week (132 hours per month) of WoRC approved activities.
Montana SNAP (formerly Montana Food Stamps) helps low-income people and families in Montana with cash assistance to buy the food they need for a nutritionally adequate diet.
Eligible SNAP participants are issued a Montana Access Card used to make food purchases at grocery stores and supermarkets, in lieu of paper food stamp coupons.
Participants who are age 16 through 59 must register for work, and may be required to participate in a Food Stamp Employment and Training Program unless a specified exemption is met.
WIC Program provides supplemental foods,1 nutrition education and referrals to health care, at no cost, to low-income pregnant, breastfeeding and postpartum women, infants, and children up to age 5 who qualify.
To be eligible, you must be a resident of the state of Montana with income not exceeding 185% of the federal poverty guidelines; and be individually determined by a health professional to be at nutrition risk.
Montana Medicaid is a health care coverage for low-income Montanans. Priority is given to those most in need – mostly uninsured children under age 18, pregnant women, disabled adults, as well as seniors.
In Montana, Medicaid is divided into two main categories: family-related Medicaid & Medicaid for people who are aged, blind, or disabled. Medicaid for children, ages 0-19, is called Healthy Montana Kids Plus.
As Montana is not expanding coverage, Medicaid eligibility for non-disabled adults is limited to parents with incomes below 52% of poverty or about $10,300 a year for a single mother of two.
Healthy Montana Kids (HMK) Plan is a free or low-cost health insurance plan that provides coverage to eligible Montana children up to age 19 whose families meet income guidelines.
Covered services include well-child checkups, prescription drugs, dental care, eye exam & eyeglasses, and other related services. No pre-existing condition limitations.
The coverage is free of charge, although some families covered by Healthy Montana Kids (HMK) may make a small co-payment; however, no family pays more than $215 per year in co-payments.
The Early Childhood Services Bureau offers “Best Beginnings Child Care Scholarships” to qualified low-income families in Montana. Everyone that participates pays a co-payment based on a sliding fee scale.
Scholarships are available to working families whose income not exceeding 150% of the federal poverty guidelines; who are also recipients of the Temporary Assistance for Needy Families (TANF) program.
The Low Income Energy Assistance Program (LIEAP) assists eligible Montana residents and families with their heating and cooling costs.
Priority is granted to households with the elderly (60 years of age & older), disabled or a young child under age 5 with incomes not exceeding 150% of federal poverty level.
Application for LIHEAP generally must be filed during the “heating season” for which assistance is being sought, between October 1 and April 30th each year.
For more details on how to apply, call 1-800-332-2272.
Unemployment Insurance (UI) provides temporary financial assistance to workers unemployed through no fault of their own — for up to 28 weeks. As a condition of eligibility, you are required to actively seek suitable employment each week that you are collecting benefits.
Use the Unemployment Benefits Estimator as a quick reference for determining your potential benefit amounts if you were to file your claim.
Montana Higher Education Grant (MHEG)
Montana Higher Education Grant is funded by the state of Montana and is matched with Federal funds. Eligible students may be awarded up to $500 a year based on their needs and fund availability.
Montana Tuition Assistance Program (MTAP)
Montana Tuition Assistance Program (MTAP) is the largest need-based grant program in Montana. It is awarded, based on need, to Montana resident students who have earned at least 500 times the federal hourly minimum wage. 3
To apply for either (or both) of these grants, students must be accepted by the college’s admissions office and apply for financial aid by submitting a FAFSA.
Funds for MHEG and MTAP are limited, so early FAFSA filing is encouraged — advisably prior to March 1 deadline.
- Eligible foods include milk, cheese, eggs, juice, peanut butter, beans, cereal, whole grain items, fruits & vegetables, baby food, and infant formula. [↩]
- See the list here for the center in your region. [↩]
- For the 2011-2012 award year a student must have earned at least $3,625 during the previous calendar year. [↩]