Financial Help for Single Mothers in Michigan


Being a mother is a challenge in itself but when raising a child falls to one parent alone, it becomes a struggle.

Although the numbers of single mothers have decreased slightly in Michigan during the last decade, their problems are a source of growing concern.

The state of Michigan offers support in a variety of ways — from cash and food benefits to child care and medical assistance.

The aim is to provide the neediest families with the necessary safety net during times of hardship.


1Michigan Family Independence Program


The Family Independence Program (FIP) provides cash assistance to low-income families with minor children as well as pregnant women. It is designed to help low-income Michigan families become self-supporting.

Under current Michigan law, you cannot receive FIP for more than 48 months in your lifetime. When eligible, deposits will be made to your EBT account (known as Michigan Bridge Card) twice per month.

Go to MI Bridges to find out if you’re eligible to apply for FIP. In addition to cash assistance, Michigan’s DHS also offers child care, food or state emergency relief assistance.


2Michigan Food Assistance Program


The Food Assistance Program is a joint initiative between the U.S Department of Agriculture and the State of Michigan’s DHS that aims to help low-income families, the elderly, and the disabled to buy an adequate supply of nutritious food.

Those who have less than $150/month in income and no more than $100 in resources may get their first FAP benefits within 7 days after they apply. This is called an expedited issuance.

Requests can be made in person at the local DHS county office or you may apply online at MI Bridges.


3Michigan Special Program for Women, Infants, and Children (WIC)


WIC serves Michigan’s pregnant, breastfeeding, and postpartum women, and infants and children up to age 5 who meet WIC eligibility guidelines; and are considered to be “at nutritional risk”.

It provides special checks or vouchers for buying healthy foods to supplement their diet. Other benefits include nutrition education, breastfeeding support, free screening and referral to health care.

Call 1-800-26-BIRTH or 1-800-262-4784 for information about your local WIC agency and how to apply.


4Healthy Michigan Plan


Medicaid is the largest program providing medical and health-related services to Michigan’s poorest people — mostly uninsured children under age 19, pregnant women, disabled adults, and the elderly.

As Michigan is expanding Medicaid coverage, Healthy Michigan Plan is now available to all adults age between 19-64 with income up to 138% of the federal poverty level (FPL).

If you think you might be eligible, apply today and see if you qualify. Choose from one of the following options to apply.

  1. Apply online at MI Bridges
  2. Call the Michigan Health Care Helpline at 1-855-789-5610
  3. Visit your local Department of Human Services office

5Michigan Child Health Insurance Program


MIChild is a health care program for the low income uninsured children of Michigan’s working families under age 19. There is a $10 monthly premium for all of the children in one family. No co-pay or deductibles!

Healthy Kids is a program for pregnant women, babies and children under 19. Healthy Kids is FREE except for small co-pays for some services if you are age 21 or older.

To find out if you or your children qualify for MIChild or Healthy Kids, apply online at MI Bridges or call MIChild/Healthy Kids at 1-888-988-6300.


6Michigan Child Development and Care Program


The Child Development and Care (CDC) Program in Michigan offers payment assistance for child care services for low-income families who need help paying for child care.

Eligible families that qualify for the CDC program can choose their own child care provider. The state pays a portion of the cost of child care; while the parent is responsible to pay a co-payment to the provider each month.

Use the following Income Eligibility Chart to determine if you may be income eligible. If you think you’re eligible for assistance, you may apply online through MI Bridges.


7Michigan Head Start


Head Start is a national school readiness program that provides comprehensive education, health, nutrition, and parent involvement services for low-income pre school children ages 3 to 5.

If you need help determining if your child is eligible, please call Head Start at (616) 453-4145 ext. 2288 or visit the Head Start location nearest you.


8Michigan School Breakfast and Lunch Program


The National School Lunch Program (NSLP) and School Breakfast Program (SBP) are federally funded programs that assist schools and other agencies in providing nutritious meals at reasonable prices to children whose families meet income eligibility requirements.

If you are a SNAP recipient and qualify for reemployment compensation, your child qualifies for free school meals. Children who are migrant, runaway, foster, or homeless are automatically eligible.


9Michigan Low Income Home Energy Assistance (LIHEAP)


Michigan’s LIHEAP assist eligible low-income Michigan households in meeting the costs of home heating and cooling; particularly those with the lowest income, that pay a high proportion of household income for home energy.

To qualify for the LIHEAP program, you must have an income that falls within the program guidelines. Priority is granted to households with the elderly (60 years of age & older), disabled or a young child under age 5.

Michigan also provides eligible low-income Michigan homeowners and renters with weatherization services to help reduce future heating costs.


10Michigan Unemployment Insurance


Unemployment insurance benefits provide temporary financial assistance to workers unemployed through no fault of their own that meet Michigan’s eligibility requirements.

Those who file for a new claim may be entitled to up to 20 weeks of state unemployment benefits and are required by the state law to actively seek work each week that they file a claim for benefits.

You can apply for UI benefits either online via MiWAM or by phone at 866-500-0017. To phone in your biweekly claim, use MARVIN’s statewide, toll-free telephone number 1-866-638-3993.1


11Michigan Tuition Grant


MTG is available to undergraduate students and is based on financial need for use at non-profit colleges and universities in Michigan. Awards are restricted to tuition and mandatory fees — up to a maximum of $1,524 per academic year.

For more information, contact the Michigan Tuition Grant program, Student Scholarships and Grants (SSG) at 1-888-4-GRANTS (1-888-447-2687) toll-free.


  1. Michigan’s Automated Response Voice Interactive Network: Available Monday through Saturday between 8:00 A.M. and 7:00 P.M. Eastern Time. []