Financial Help for Single Mothers in Kentucky


Apart from the financial challenges, playing the roles of both a mother as well as a father is perhaps the most difficult aspect of being a single mother.

Being a parent and earning a living, single mothers are more likely to experience parental stress while trying to juggle work and parenting responsibilities.

To address the issues, the state of Kentucky runs several programs that hope to ease the stress of single motherhood.


1Kentucky Transitional Assistance Program (K-TAP)


K-TAP which operates under federal TANF guidelines provides short-term financial assistance to low-income children under the age of 18 as well as the parents, or relatives, with whom the children are living.

Kentucky requires all K-TAP applicants, as a condition of eligibility, to participate in work-related activities with the exception of those that are disabled or over 60 years old.

Assistance with K-TAP
(502) 564-7050


2Kentucky Supplemental Nutrition Assistance Program (SNAP)


Kentucky SNAP (formerly Food Stamps) helps low-income people and families in Kentucky with cash assistance to buy the food they need for a nutritionally adequate diet. In 2014, the average monthly SNAP benefit for each household in Kentucky is $244.441

Eligible households are issued an EBT Card used to make food purchases at at one of the 231,000 authorized retail locations around the country, 4,200 in Kentucky.

Eligibility pre-screening and online application are available at SNAP Web Portal. For more information, contact the SNAP benefit office in the county where you live or call 1-855-306-8959 for assistance.


3Kentucky Medicaid Program


Medicaid guarantees coverage for basic health and long-term care services for eligible Kentuckians — mostly uninsured children under age 19, pregnant women, disabled adults, and the elderly.

As Kentucky is expanding Medicaid coverage, Medicaid is now available to eligible Kentuckians age between 19-64 with income up to 138% of the federal poverty level (FPL).

Kentucky will be operating a State-Based Marketplace, known as Kynect — Kentucky’s Health Insurance Connection — through which you can apply for Medicaid, KCHIP or other health insurance.


In Kentucky, almost all Medicaid enrollment applications are being processed in real-time. What this means is that Kentuckians now have the opportunity to start accessing services within a day of applying.2


4Kentucky Children’s Health Insurance Program (KCHIP)


Kentucky Children’s Health Insurance Program (KCHIP) is a health insurance program for uninsured children up to age 19 whose family income is less than 218% of the federal poverty level.

KCHIP covers everything from checkups to prescriptions, from broken bones to booster shots, eyeglasses, hearing aids, dental care, hospital care, and among others.

If you think your child is eligible, contact your local DCBS office, or call (877) KCHIP-18 (877-524-4718) for additional information.


5Kentucky Special Program for Women, Infants, and Children (WIC)


WIC is a short-term intervention program designed to improve the health of nutritionally at-risk women, infants and children. It does this by providing nutrition and health education, healthy food and other services, at no cost, to families who qualify.

Women, infants, and children in Kentucky whose gross income falls below certain limits; and who are at risk for nutritional deficiencies are eligible for WIC assistance.


6Kentucky Child Care Assistance Program (CCAP)


CCAP helps low-income families pay for child care while working or attending school or training or participate in K-TAP activities. It provides assistance with payment for child care on a sliding fee basis for eligible parents/guardians.

CCAP in Kentucky is available for children under age 13 or up to age 18 for children with special needs whose parent is employed or enrolled in a training program for an average of 20 hours per week.

The program pays for part of the child care costs, and you co-pay for a portion based on the size of the family, the amount of your income, and the number of children in care.


7Kentucky Unemployment Insurance


Unemployment insurance benefits provide temporary financial assistance to workers unemployed through no fault of their own that meet Kentucky’s eligibility requirements.

The maximum amount you may collect on unemployment in Kentucky is $415 per week for a period of 26 weeks. The minimum weekly benefit rate is $39.

The KEWES internet claims system is accessible for filing an unemployment claim or requesting your bi-weekly check online, Monday through Friday from 7:00 AM until 7:00 PM Eastern Time.

Claimants who do not have access to the Internet or who speak Spanish may call (502) 875-0442 to file their initial claim or (877) 369-5984 for bi-weekly benefit request.


8Kentucky College Access Program Grant


The College Access Program (CAP) Grant is available for Kentucky’s financially needy students 3 who are enrolled at least half-time at an approved college or university in Kentucky. Eligible students may receive up to $1900 per year.

To be eligible for CAP, you must file a Free Application for Federal Student Aid (FAFSA). Funds are awarded on a first-come, first-served basis so early filing is encouraged.


  1. Source: USDA — Average Monthly Benefit Per Household []
  2. HHS Secretary Sylvia Mathews Burwell, We All Benefit from Medicaid []
  3. The Expected Family Contribution (EFC), as determined by the FAFSA, must be $4995 or lower. []