Financial Help for Single Mothers in Connecticut

Aside from the obvious problem of raising children alone, single-parent families often face significantly different challenges than married couples.

The state of Connecticut has been instrumental in helping single mothers and other needy families attain self-reliance.

With the state programs to back them up, every single mother in Connecticut has an equal chance, “a level playing field” to achieve self-sufficiency and ultimately escape poverty.

1Connecticut Temporary Family Assistance (TFA)

Connecticut TFA is a time-limited program that assists families with dependent children who could not afford even basic necessities. The program serves both single-parent and two-parent families, pregnant women as well as households with elderly or disabled adults.

The ultimate goal of Connecticut’s TFA program is to provide assistance to needy families to enable them to move out of poverty and into self-sufficiency.

Unless otherwise exempted, most families with children in Connecticut are eligible for only 21 months of cash benefits. Families receiving TFA are also eligible for medical assistance under Medicaid.

2Connecticut Supplemental Nutrition Assistance Program (SNAP)

SNAP is a nutrition program that helps individuals and families with little or no income buy and eat healthy food. You may qualify for SNAP benefits if your household’s income does not exceed 185% of the federal poverty guidelines.

If eligible, you will receive an electronic EBT card that is preloaded monthly with cash benefits. The card can be used to purchase food from local grocery stores.

3Connecticut Special Program for Women, Infants, and Children (WIC)

WIC serves Connecticut’s women, infants and children up to age 5 who meet WIC eligibility guidelines; and are considered to be “at nutritional risk”.

It provides monthly benefits for buying healthy foods to supplement their diet. Other benefits include nutrition education, breastfeeding support, free screening and referral to health care, at no cost.

To qualify, you must be a resident of the state of Connecticut with income not exceeding 185% of the federal poverty guidelines; and be determined by a health professional to be at nutrition risk.

4Connecticut HUSKY Healthcare

The Healthcare for UninSured Kids and Youth (HUSKY) is Connecticut’s public health insurance program for children under age 19 and in some cases their parents or relative caregivers.

There are four (4) types of HUSKY plans, HUSKY A — D.

Effective January 2014, Connecticut expanded Medicaid eligibility for all HUSKY plans, except for HUSKY C is not affected by these changes.1

HUSKY A is for children and their parents/relative caregivers whose income is up to 201% of the federal poverty level (FPL) and pregnant women whose income is under 263% of the FPL.

HUSKY B — also known as CHIP, is only for uninsured children up to the age of 19 whose income is no more than 263% of the FPL. Depending on specific income level, cost-sharing may apply.

HUSKY C is for low income elderly residents, ages 65 or older, or who are aged 18 through 64 and who are blind, or disabled. It is also known as Medicaid for the Aged/Blind/Disabled.

HUSKY D — Connecticut residents aged 19 through 64, who do not qualify for HUSKY A; and who are not pregnant, may qualify for HUSKY D, commonly known as Medicaid for Low-Income Adults.

The maximum income level to qualify for this part of Medicaid (HUSKY D) rose from about 56% to 138% of the federal poverty level.

Connecticut is operating a State-Based Marketplace, known as Access Health CT — through which you can apply for Medicaid, HUSKY Health or other private health insurance.

5Connecticut Care 4 Kids

Care 4 Kids helps low to moderate income families in Connecticut pay for child care costs. Since it is a subsidy, you may be expected to pay for some of the child care costs — knowns as Family Fee.

Eligibility is based on household income and family size. Families with incomes not exceeding 50% of the state median income level or about $2,900 for household of two are eligible for assistance.

Start by filling out a Care 4 Kids Application and mail it to

Care 4 Kids
1344 Silas Deane Highway
Rocky Hill, CT 06067
1-888-214-KIDS (5437)

6Connecticut Energy Assistance Program

The Connecticut Energy Assistance Program is designed to help offset the winter heating costs of Connecticut’s lower income households.

Priority is granted to households whose incomes is below 150% of the federal poverty guidelines as well as those with elderly, disabled and/or children under age 6.

To apply, call Infoline at 211 or the Department of Social Services’ winter heating assistance line at 1-800-842-1132.

7Connecticut Rental Assistance Program (RAP)

Rental Assistance Program is open to very-low-income families in Connecticut whose incomes must not exceed 50% of the median income for the county or metropolitan area in which the family chooses to live.

Most families pay 40% of their monthly income on rent & utilities, while families with elderly and disabled pay 30% of their monthly income. The rest of the rent is paid with federal money.

Currently, the demand for RAP exceeds resources, so the RAP waiting list is closed. However, you can register here to receive an automatic email notification when it reopens for new application.

8Connecticut Unemployment Insurance

Unemployment Insurance (UI) provides temporary financial assistance to workers unemployed through no fault of their own — for up to 26 weeks. As a condition of eligibility, you are required to actively seek suitable employment each week that you are collecting benefits.

Connecticut’s current maximum UI weekly benefit rate is $590.00. You may be eligible for a dependency allowance of $15 weekly for each child under the age of 18.

Claims for weekly benefits may be filed online or if you wish to file your initial claim over the phone, call the telephone number listed in your locality.

9Governor’s Scholarship Program

The new Governor’s Scholarship Program establishes a single, consolidated aid program for residents who are undergraduates at in-state public and private institutions of higher education in Connecticut.

This need-based scholarship program replaces the state’s existing student aid programs —

  1. Connecticut Aid to Public College Students (CAPCS)
  2. Connecticut Independent College Student Grant (CICSG)
  3. Capitol Scholarship
  4. Connecticut Aid to Charter Oak

Students who demonstrate financial need as determined by FAFSA’s expected family contribution (EFC) will be awarded up to $3,000 per academic year.

  1. 2014 Changes – Connecticut’s Medicaid & Children’s Health Insurance Program (CHIP) []