Financial Help for Single Mothers in Colorado


Forced to play two roles — that of father and mother — single mothers find it hard to provide adequate support to their kids financially and emotionally.

Most of the time, they struggle between jobs and making just enough money “to keep the family afloat”.

Through various support programs, the State of Colorado endeavours to make life better for single-mother families.

Each program is designed to address specific area of concern where these families need help the most.


1Colorado Food Assistance Program


The Food Assistance Program assists low-income individuals and families in Colorado who need assistance purchasing the food needed for a nutritionally adequate diet. The program is offered in at least one location in all Colorado counties.

Monthly benefits are issued on an electronic Benefit Transfer (EBT) card, called the Colorado Quest Card and are used like cash at any participating grocery stores to buy food.


2Colorado Works


Colorado Works is Colorado’s TANF program and serves low-income families with children by providing income assistance and supportive services to help participants become self-sufficient.

Benefits may be provided for single and two parent families, pregnant women, and relatives caring for minor children.

If you are a resident of Colorado in need of assistance, please contact your County’s Social Services/Human Services office or apply online at Colorado PEAK.


3Colorado Medicaid


Medicaid is free or low cost public health insurance for low-income Coloradans who could not otherwise afford it. cover your doctor visits, emergency care, preventive care such as screenings and immunizations, and other procedures and treatments.

As Colorado is expanding Medicaid coverage, Medicaid is now available to eligible Coloradans age 19-64 with income up to 138% of the federal poverty level (FPL).

Colorado is operating a State-Based Marketplace, known as Connect for Health Colorado — through which you can apply for Medicaid, CHP+ or other private health insurance.


If you are between the ages of 18 and 29, you can buy Colorado Young Adult or CYA plans, often referred to as catastrophic plan or catastrophic coverage.


4Colorado Child Health Plan Plus (CHP+)


Child Health Plan Plus (CHP+) is a low-cost health insurance program for uninsured Colorado children ages 18 and under whose families earn or own too much to qualify for Medicaid but cannot afford private insurance.1

Depending on your monthly income, you may have to pay an enrollment fee and copays ranging from $1 to $30 when you receive services and prescriptions.

In Colorado, children with family incomes up to 265% of poverty or about $52,400 for a single mother of two are eligible for CHP+ or Medicaid.


5Colorado Head Start


Colorado Head Start provides preschool children of low-income families with a comprehensive program to meet their emotional, social, health, nutritional, and psychological needs.

In order to qualify for this benefit program, you must be a resident of the state of Colorado and be responsible for a child who is too young for public school.


6Colorado Child Care Assistance Program (CCCAP)


Colorado CCAP is available for children under age 13 or up to age 18 for children with special needs whose parent is employed or enrolled in the Colorado Works Program.

CCCAP serves families earning less than 130% or less of the federal poverty guideline and may not serve those with income of over 85% of the State Median Income.

Once accepted into the program, you are expected to contribute a portion of your child care costs based on the size of the family, the amount of your income, and the number of children in care.


7Colorado Special Program for Women, Infants & Children (WIC)


WIC helps families with special checks for buying healthy foods to supplement their diet. Other benefits include nutrition education, free screening and referral.

In order to participate in the Colorado WIC Program, participants must meet income guidelines and be pregnant women, new mothers, infants or children under age five and individually determined by a health professional to be at nutrition risk.


8Colorado Energy $aving Partners


The Energy $aving Partner program (E$P) is Colorado’s version of the federal Weatherization Assistance Program that helps Colorado residents reduce heating and cooling costs.

Eligible housing types include single-family houses, mobile homes and multifamily units. Both renters and homeowners are eligible. To find out if you are eligible for no-cost weatherization services, please call 1-888-432-8546.


9Colorado Unemployment Insurance


Unemployment Insurance (UI) is a “temporary wage replacement” program that pays benefits to Coloradans who have lost their job through no fault of their own — for up to 26 weeks.

Benefits are paid directly to your own personal Colorado Automated Payment (CAP) Card which is automatically issued when you file for benefits.

To get an estimate of how much your UI Benefits will be before you file a new claim, use this estimator. To file a claim, click here or call 303-318-9000 for assistance.


10Colorado College Opportunity Fund (COF)


The College Opportunity Trust Fund (COF) provides a stipend to eligible undergraduate students. The stipend pays a
portion of your total resident tuition — capped at 145 credit hours, when you attend a Colorado participating public institution or at participating private school.

For the 2014-2015 school year, the tuition stipend is $75 per credit hour at participating public institutions or $38 per credit hour at participating private schools. For example, if you take 15 credit hours per semester, you will receive a stipend in the amount of $2,250 for the year (30 credit hours).

All eligible students must complete the COF application and authorize use of funds to receive the stipend. For additional information, call 720-264-8550.


  1. CHP+ also offers benefits to pregnant women through the CHP+ Prenatal Care Program. []